Lending indicators

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This release is about new borrower-accepted finance commitments for housing, personal and business loans

Reference period

November 2023

Released

12/01/2024

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Key statistics

In November 2023, new loan commitments (seasonally adjusted):

rose 1.0% for housing
fell 5.6% for personal fixed term loans
fell 4.8% for business construction (a typically volatile series) and rose 0.6% in trend terms
fell 6.4% for business purchase of property (a typically volatile series) but was flat in trend terms

Value of new borrower-accepted loan commitments (seasonally adjusted)

			Nov-2023 ($b)	Month percent change (%)	Year percent change (%)
Households
	Housing		27.58	1.0	13.1
		Owner Occupier (a)	17.86	0.5	10.6
		Investor (a)	9.72	1.9	18.0
	Personal
		Fixed term loans	2.38	-5.6	7.9
Businesses
	Construction		2.24	-4.8	135.7
	Purchase of Property		5.34	-6.4	-1.8

Loan commitments for owner occupier, investor housing and personal fixed term loans exclude refinancing.

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

In November 2023, in seasonally adjusted terms, the value of new loan commitments:

for total housing rose 1.0% to $27.6b, after a rise of 7.1% in October. It was 13.1% higher compared to a year ago.
for owner-occupier housing rose 0.5% to $17.9b and was 10.6% higher compared to a year ago
for investor housing rose 1.9% to $9.7b and was 18.0% higher compared to a year ago

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)
Nov-05	14.057	8.851	5.206	13.931	8.806	5.125
Dec-05	14.04	8.883	5.157	14.123	8.925	5.197
Jan-06	14.259	8.956	5.303	14.291	9.04	5.252
Feb-06	14.431	9.179	5.252	14.461	9.159	5.302
Mar-06	14.545	9.273	5.272	14.661	9.293	5.368
Apr-06	14.75	9.429	5.321	14.869	9.419	5.449
May-06	15.24	9.519	5.721	15.023	9.508	5.516
Jun-06	15.5	9.516	5.984	15.062	9.534	5.527
Jul-06	15.28	9.788	5.492	14.966	9.498	5.468
Aug-06	15.007	9.494	5.513	14.774	9.423	5.35
Sep-06	14.164	9.174	4.99	14.559	9.344	5.214
Oct-06	14.332	9.275	5.056	14.417	9.299	5.118
Nov-06	14.204	9.231	4.973	14.42	9.315	5.104
Dec-06	14.589	9.403	5.185	14.6	9.41	5.19
Jan-07	14.953	9.575	5.378	14.948	9.587	5.361
Feb-07	15.401	9.767	5.634	15.422	9.823	5.6
Mar-07	15.916	10.08	5.836	15.951	10.085	5.866
Apr-07	16.315	10.273	6.042	16.465	10.35	6.115
May-07	17.11	10.692	6.418	16.904	10.594	6.311
Jun-07	18.253	11.343	6.91	17.218	10.788	6.431
Jul-07	17.417	10.782	6.635	17.387	10.913	6.474
Aug-07	17.43	11.051	6.378	17.412	10.954	6.458
Sep-07	16.762	10.453	6.308	17.328	10.92	6.408
Oct-07	16.866	10.766	6.1	17.16	10.819	6.342
Nov-07	16.995	10.659	6.335	16.91	10.648	6.262
Dec-07	16.546	10.36	6.186	16.544	10.395	6.149
Jan-08	16.881	10.788	6.094	16.028	10.052	5.975
Feb-08	15.683	9.908	5.775	15.376	9.641	5.736
Mar-08	14.558	9.144	5.414	14.647	9.199	5.448
Apr-08	13.871	8.707	5.165	13.932	8.769	5.163
May-08	12.991	8.196	4.795	13.337	8.407	4.929
Jun-08	12.944	8.196	4.748	12.935	8.162	4.774
Jul-08	12.783	8.134	4.649	12.739	8.053	4.687
Aug-08	12.624	7.964	4.66	12.735	8.087	4.648
Sep-08	12.979	8.246	4.733	12.888	8.258	4.629
Oct-08	13.386	8.559	4.827	13.17	8.561	4.609
Nov-08	13.048	8.555	4.494	13.589	9.001	4.588
Dec-08	13.918	9.37	4.548	14.133	9.555	4.579
Jan-09	14.885	10.226	4.659	14.774	10.173	4.6
Feb-09	15.364	10.781	4.583	15.441	10.78	4.661
Mar-09	16.708	11.966	4.742	16.06	11.293	4.768
Apr-09	17.026	11.93	5.097	16.573	11.659	4.914
May-09	16.858	11.833	5.025	16.95	11.867	5.083
Jun-09	17.2	11.964	5.236	17.205	11.943	5.263
Jul-09	17.214	11.769	5.444	17.365	11.92	5.445
Aug-09	17.33	11.628	5.701	17.433	11.824	5.609
Sep-09	17.89	12.186	5.704	17.387	11.649	5.738
Oct-09	17.609	11.803	5.805	17.218	11.39	5.828
Nov-09	17.07	11.084	5.985	16.921	11.044	5.877
Dec-09	16.49	10.604	5.885	16.536	10.642	5.894
Jan-10	15.944	10.112	5.832	16.138	10.235	5.904
Feb-10	15.668	9.793	5.874	15.791	9.873	5.918
Mar-10	15.554	9.604	5.95	15.536	9.6	5.936
Apr-10	15.261	9.357	5.904	15.365	9.421	5.944
May-10	15.416	9.434	5.982	15.24	9.314	5.926
Jun-10	15.118	9.128	5.99	15.121	9.248	5.873
Jul-10	15.041	9.289	5.752	14.995	9.211	5.785
Aug-10	14.614	9.222	5.392	14.867	9.194	5.673
Sep-10	14.63	9.152	5.478	14.749	9.191	5.557
Oct-10	14.654	9.16	5.493	14.635	9.185	5.45
Nov-10	14.707	9.321	5.386	14.517	9.162	5.355
Dec-10	15.025	9.445	5.58	14.393	9.12	5.273
Jan-11	14.151	9.008	5.142	14.264	9.063	5.2
Feb-11	14.063	8.872	5.191	14.147	9.011	5.137
Mar-11	13.629	8.831	4.798	14.065	8.976	5.089
Apr-11	14.001	9.006	4.995	14.031	8.967	5.064
May-11	14.227	9.079	5.148	14.037	8.977	5.06
Jun-11	14.136	9.096	5.04	14.053	8.99	5.063
Jul-11	14.085	9.035	5.05	14.058	8.99	5.068
Aug-11	14.172	9.042	5.13	14.051	8.974	5.077
Sep-11	13.936	8.798	5.138	14.057	8.959	5.098
Oct-11	13.856	8.857	4.999	14.086	8.951	5.134
Nov-11	14.05	8.968	5.083	14.138	8.948	5.19
Dec-11	14.724	9.4	5.324	14.196	8.941	5.256
Jan-12	14.763	9.389	5.373	14.25	8.932	5.319
Feb-12	14.084	8.683	5.401	14.298	8.925	5.372
Mar-12	14.095	8.705	5.389	14.343	8.935	5.408
Apr-12	14.338	8.918	5.421	14.406	8.979	5.427
May-12	14.508	9.112	5.397	14.5	9.065	5.435
Jun-12	14.738	9.251	5.487	14.622	9.176	5.445
Jul-12	14.77	9.274	5.497	14.744	9.281	5.462
Aug-12	14.872	9.44	5.432	14.849	9.359	5.49
Sep-12	15.105	9.499	5.606	14.941	9.404	5.537
Oct-12	14.907	9.386	5.521	15.057	9.442	5.615
Nov-12	15.186	9.433	5.754	15.238	9.505	5.734
Dec-12	15.364	9.522	5.842	15.506	9.613	5.894
Jan-13	15.895	9.795	6.1	15.851	9.768	6.083
Feb-13	16.139	9.876	6.263	16.233	9.953	6.279
Mar-13	16.887	10.353	6.535	16.599	10.14	6.459
Apr-13	16.934	10.298	6.635	16.906	10.297	6.609
May-13	17.227	10.427	6.8	17.147	10.413	6.735
Jun-13	17.298	10.476	6.823	17.369	10.503	6.867
Jul-13	17.475	10.517	6.958	17.619	10.586	7.032
Aug-13	17.361	10.237	7.124	17.919	10.674	7.245
Sep-13	18.197	10.754	7.443	18.256	10.774	7.482
Oct-13	18.698	10.896	7.802	18.596	10.89	7.705
Nov-13	19.243	11.194	8.048	18.893	11.014	7.878
Dec-13	18.997	10.944	8.052	19.123	11.132	7.991
Jan-14	19.171	11.178	7.993	19.276	11.228	8.048
Feb-14	19.374	11.445	7.929	19.376	11.3	8.076
Mar-14	19.473	11.376	8.097	19.449	11.343	8.106
Apr-14	19.593	11.319	8.273	19.506	11.347	8.16
May-14	19.502	11.23	8.272	19.568	11.316	8.251
Jun-14	19.618	11.378	8.24	19.643	11.263	8.38
Jul-14	19.83	11.291	8.539	19.74	11.205	8.535
Aug-14	19.625	10.97	8.654	19.876	11.176	8.7
Sep-14	20.011	11.119	8.892	20.034	11.179	8.855
Oct-14	20.586	11.416	9.17	20.202	11.211	8.991
Nov-14	20.054	10.964	9.09	20.377	11.271	9.106
Dec-14	20.469	11.373	9.096	20.548	11.35	9.199
Jan-15	20.705	11.535	9.17	20.709	11.431	9.279
Feb-15	20.117	11.287	8.83	20.854	11.502	9.353
Mar-15	21.255	11.728	9.527	20.981	11.579	9.402
Apr-15	21.824	11.793	10.031	21.082	11.695	9.388
May-15	20.316	11.132	9.184	21.136	11.872	9.264
Jun-15	21.124	11.983	9.141	21.113	12.113	9
Jul-15	21.172	12.325	8.847	21.008	12.4	8.608
Aug-15	21.684	13.216	8.468	20.81	12.674	8.136
Sep-15	20.965	13.567	7.399	20.534	12.886	7.649
Oct-15	20.027	13.145	6.882	20.204	12.994	7.211
Nov-15	19.638	12.988	6.651	19.852	12.982	6.87
Dec-15	19.601	12.901	6.701	19.547	12.89	6.657
Jan-16	19.112	12.505	6.607	19.359	12.781	6.578
Feb-16	19.342	12.723	6.618	19.314	12.703	6.611
Mar-16	19.118	12.46	6.659	19.395	12.665	6.73
Apr-16	19.603	12.724	6.879	19.56	12.644	6.916
May-16	19.978	12.764	7.215	19.769	12.615	7.154
Jun-16	20.203	12.697	7.506	19.991	12.563	7.428
Jul-16	20.081	12.431	7.65	20.227	12.502	7.725
Aug-16	19.883	12.313	7.569	20.495	12.469	8.026
Sep-16	20.787	12.46	8.327	20.804	12.491	8.312
Oct-16	21.177	12.603	8.574	21.151	12.585	8.566
Nov-16	21.53	12.709	8.821	21.529	12.755	8.774
Dec-16	21.986	13.061	8.924	21.886	12.971	8.915
Jan-17	22.198	13.2	8.998	22.166	13.194	8.972
Feb-17	21.731	13.192	8.539	22.329	13.395	8.934
Mar-17	22.59	13.715	8.875	22.386	13.575	8.811
Apr-17	22.594	13.842	8.752	22.372	13.745	8.628
May-17	22.131	13.813	8.318	22.321	13.903	8.418
Jun-17	22.07	13.923	8.147	22.258	14.046	8.212
Jul-17	22.132	14.253	7.879	22.186	14.159	8.026
Aug-17	22.426	14.49	7.936	22.084	14.223	7.861
Sep-17	22.12	14.304	7.816	21.948	14.24	7.709
Oct-17	21.657	14.122	7.536	21.772	14.217	7.555
Nov-17	21.529	14.145	7.384	21.534	14.154	7.379
Dec-17	21.161	13.991	7.17	21.264	14.078	7.185
Jan-18	21.157	14.212	6.945	21.013	14.024	6.99
Feb-18	21.116	14.184	6.931	20.818	14.005	6.813
Mar-18	20.407	13.85	6.557	20.677	14.008	6.668
Apr-18	20.191	13.786	6.406	20.55	14.003	6.547
May-18	20.699	14.192	6.507	20.4	13.957	6.443
Jun-18	20.26	13.946	6.315	20.186	13.847	6.339
Jul-18	20.244	13.938	6.306	19.875	13.659	6.216
Aug-18	19.385	13.331	6.054	19.445	13.389	6.056
Sep-18	18.753	12.899	5.854	18.905	13.052	5.853
Oct-18	18.897	13.21	5.687	18.307	12.688	5.618
Nov-18	17.803	12.458	5.345	17.739	12.356	5.382
Dec-18	16.947	11.808	5.139	17.253	12.085	5.168
Jan-19	16.643	11.721	4.922	16.867	11.878	4.99
Feb-19	17.024	12.137	4.887	16.596	11.739	4.857
Mar-19	16.411	11.63	4.782	16.443	11.671	4.772
Apr-19	16.533	11.778	4.755	16.417	11.682	4.736
May-19	16.21	11.496	4.713	16.516	11.775	4.741
Jun-19	16.556	11.821	4.735	16.742	11.96	4.783
Jul-19	17.044	12.168	4.876	17.104	12.241	4.863
Aug-19	17.856	12.616	5.241	17.596	12.621	4.975
Sep-19	18.12	13.033	5.087	18.174	13.069	5.105
Oct-19	18.642	13.473	5.169	18.725	13.502	5.223
Nov-19	19.364	13.987	5.377	19.136	13.839	5.297
Dec-19	19.591	14.165	5.426	19.323	14.015	5.308
Jan-20	19.632	14.298	5.334	19.28	14.02	5.26
Feb-20	19.223	14.021	5.202	19.075	13.902	5.174
Mar-20	19.117	14.175	4.941	18.854	13.76	5.094
Apr-20	18.284	13.389	4.895	18.799	13.73	5.07
May-20	16.181	12.047	4.133	18.246	13.914	4.332
Jun-20	17.211	12.802	4.408	18.79	14.335	4.455
Jul-20	18.966	14.311	4.656	19.853	15.219	4.634
Aug-20	21.353	16.369	4.985	21.099	16.246	4.852
Sep-20	22.873	17.474	5.399	22.135	17.039	5.096
Oct-20	23.074	17.755	5.32	23.253	17.882	5.371
Nov-20	23.966	18.443	5.523	24.381	18.686	5.695
Dec-20	25.66	19.602	6.059	25.574	19.501	6.073
Jan-21	28.255	21.745	6.511	26.823	20.32	6.502
Feb-21	28.702	21.813	6.889	28.082	21.111	6.971
Mar-21	29.591	21.96	7.632	29.255	21.799	7.456
Apr-21	30.514	22.576	7.938	30.366	22.428	7.938
May-21	31.631	22.817	8.815	31.042	22.638	8.403
Jun-21	31.175	22.281	8.895	31.426	22.582	8.844
Jul-21	31.925	22.64	9.284	31.588	22.336	9.251
Aug-21	31.382	21.757	9.625	31.652	22.019	9.632
Sep-21	31.268	21.252	10.016	31.755	21.756	9.999
Oct-21	30.704	20.421	10.283	31.983	21.625	10.358
Nov-21	32.321	21.7	10.621	32.299	21.605	10.694
Dec-21	32.803	21.878	10.925	32.606	21.613	10.992
Jan-22	33.983	22.618	11.365	32.79	21.574	11.217
Feb-22	32.876	21.5	11.377	32.74	21.42	11.32
Mar-22	32.429	21.157	11.272	32.4	21.134	11.266
Apr-22	31.452	20.346	11.106	31.792	20.748	11.044
May-22	31.305	20.521	10.785	30.969	20.294	10.675
Jun-22	30.102	19.911	10.191	29.989	19.775	10.214
Jul-22	28.452	19.043	9.409	28.897	19.175	9.722
Aug-22	27.672	18.524	9.149	27.732	18.485	9.247
Sep-22	26.548	17.773	8.774	26.528	17.718	8.811
Oct-22	25.517	17.019	8.498	25.374	16.937	8.437
Nov-22	24.376	16.144	8.232	24.379	16.24	8.139
Dec-22	23.378	15.509	7.869	23.638	15.718	7.92
Jan-23	22.934	15.238	7.696	23.201	15.405	7.796
Feb-23	22.75	15.067	7.682	23.079	15.299	7.78
Mar-23	23.724	15.769	7.955	23.218	15.349	7.87
Apr-23	23.574	15.588	7.986	23.506	15.471	8.034
May-23	24.976	16.399	8.577	23.854	15.612	8.241
Jun-23	24.552	15.932	8.621	24.244	15.779	8.465
Jul-23	24.436	15.754	8.682	24.701	16.004	8.698
Aug-23	25.032	16.202	8.83	25.251	16.311	8.94
Sep-23	25.513	16.421	9.092	25.891	16.699	9.192
Oct-23	27.316	17.779	9.537	26.557	17.123	9.434
Nov-23	27.579	17.862	9.717	27.153	17.506	9.648

New loan commitments, total housing (a) (seasonally adjusted and trend), values, Australia

[" ","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)"]

[["Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23"],[[14.057],[14.039999999999999],[14.259],[14.430999999999999],[14.545],[14.75],[15.24],[15.5],[15.279999999999999],[15.007],[14.164],[14.332000000000001],[14.204000000000001],[14.589],[14.952999999999999],[15.401],[15.916],[16.315000000000001],[17.109999999999999],[18.253],[17.417000000000002],[17.43],[16.762],[16.866],[16.995000000000001],[16.545999999999999],[16.881],[15.683],[14.558],[13.871],[12.991],[12.944000000000001],[12.782999999999999],[12.624000000000001],[12.978999999999999],[13.385999999999999],[13.048],[13.917999999999999],[14.885],[15.364000000000001],[16.707999999999998],[17.026],[16.858000000000001],[17.199999999999999],[17.213999999999999],[17.329999999999998],[17.890000000000001],[17.609000000000002],[17.07],[16.489999999999998],[15.944000000000001],[15.667999999999999],[15.554],[15.260999999999999],[15.416],[15.118],[15.041],[14.614000000000001],[14.630000000000001],[14.654],[14.707000000000001],[15.025],[14.151],[14.063000000000001],[13.629],[14.000999999999999],[14.227],[14.135999999999999],[14.085000000000001],[14.172000000000001],[13.936],[13.856],[14.050000000000001],[14.724],[14.763],[14.084],[14.095000000000001],[14.337999999999999],[14.507999999999999],[14.738],[14.77],[14.872],[15.105],[14.907],[15.186],[15.364000000000001],[15.895],[16.138999999999999],[16.887],[16.934000000000001],[17.227],[17.297999999999998],[17.475000000000001],[17.361000000000001],[18.196999999999999],[18.698],[19.242999999999999],[18.997],[19.170999999999999],[19.373999999999999],[19.472999999999999],[19.593],[19.501999999999999],[19.617999999999999],[19.829999999999998],[19.625],[20.010999999999999],[20.585999999999999],[20.053999999999998],[20.469000000000001],[20.704999999999998],[20.117000000000001],[21.254999999999999],[21.824000000000002],[20.315999999999999],[21.123999999999999],[21.172000000000001],[21.684000000000001],[20.965],[20.027000000000001],[19.638000000000002],[19.600999999999999],[19.111999999999998],[19.341999999999999],[19.117999999999999],[19.603000000000002],[19.978000000000002],[20.202999999999999],[20.081],[19.882999999999999],[20.786999999999999],[21.177],[21.530000000000001],[21.986000000000001],[22.198],[21.731000000000002],[22.59],[22.594000000000001],[22.131],[22.07],[22.132000000000001],[22.425999999999998],[22.120000000000001],[21.657],[21.529],[21.161000000000001],[21.157],[21.116],[20.407],[20.190999999999999],[20.699000000000002],[20.260000000000002],[20.244],[19.385000000000002],[18.753],[18.896999999999998],[17.803000000000001],[16.946999999999999],[16.643000000000001],[17.024000000000001],[16.411000000000001],[16.533000000000001],[16.210000000000001],[16.556000000000001],[17.044],[17.856000000000002],[18.120000000000001],[18.641999999999999],[19.364000000000001],[19.591000000000001],[19.632000000000001],[19.222999999999999],[19.117000000000001],[18.283999999999999],[16.181000000000001],[17.210999999999999],[18.966000000000001],[21.353000000000002],[22.873000000000001],[23.074000000000002],[23.966000000000001],[25.66],[28.254999999999999],[28.7020000000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[]

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All series exclude refinancing

In November 2023, in seasonally adjusted terms, the value of external refinancing:

for total housing rose 0.7% to $17.5b but was 11.9% lower compared to a year ago
for owner-occupier housing rose 1.5% to $11.6b but was 15.5% lower compared to a year ago
for investor housing fell 0.7% to $5.9b and was 3.9% lower compared to a year ago

External refinancing (seasonally adjusted), values, Australia
	Total refinancing ($b)	Owner-occupier refinancing ($b)	Investor refinancing ($b)
Nov-05	4.13	3.208	0.921
Dec-05	4.37	3.164	1.206
Jan-06	3.905	3.056	0.849
Feb-06	4.19	3.2	0.99
Mar-06	4.068	3.177	0.891
Apr-06	4.162	3.07	1.092
May-06	4.115	3.359	0.756
Jun-06	4.228	3.398	0.831
Jul-06	4.333	3.5	0.833
Aug-06	4.455	3.562	0.893
Sep-06	4.457	3.551	0.906
Oct-06	4.465	3.613	0.853
Nov-06	4.532	3.629	0.904
Dec-06	4.432	3.488	0.945
Jan-07	4.555	3.496	1.059
Feb-07	4.625	3.465	1.161
Mar-07	4.479	3.388	1.091
Apr-07	4.651	3.522	1.13
May-07	4.496	3.447	1.049
Jun-07	4.523	3.487	1.036
Jul-07	4.235	3.176	1.059
Aug-07	4.487	3.424	1.064
Sep-07	4.52	3.411	1.109
Oct-07	4.379	3.245	1.134
Nov-07	4.67	3.443	1.228
Dec-07	4.792	3.607	1.185
Jan-08	4.956	3.686	1.27
Feb-08	4.892	3.623	1.268
Mar-08	4.69	3.5	1.19
Apr-08	4.575	3.371	1.204
May-08	4.329	3.189	1.14
Jun-08	4.164	3.148	1.015
Jul-08	4.365	3.134	1.231
Aug-08	4.313	3.137	1.175
Sep-08	4.091	2.836	1.256
Oct-08	4.471	3.126	1.345
Nov-08	4.587	3.228	1.359
Dec-08	5.021	3.515	1.506
Jan-09	4.949	3.412	1.538
Feb-09	4.729	3.147	1.583
Mar-09	5.105	3.446	1.659
Apr-09	5.069	3.467	1.602
May-09	5.002	3.438	1.564
Jun-09	4.874	3.386	1.488
Jul-09	4.601	3.215	1.387
Aug-09	4.393	3.008	1.385
Sep-09	4.245	2.937	1.308
Oct-09	4.173	2.929	1.244
Nov-09	4.07	2.82	1.25
Dec-09	3.78	2.757	1.024
Jan-10	3.576	2.588	0.988
Feb-10	3.525	2.669	0.856
Mar-10	3.47	2.644	0.826
Apr-10	3.431	2.603	0.828
May-10	3.574	2.633	0.942
Jun-10	3.636	2.721	0.915
Jul-10	3.732	2.817	0.915
Aug-10	3.834	2.918	0.916
Sep-10	3.85	2.928	0.922
Oct-10	4.019	3.019	1
Nov-10	4.071	3.073	0.998
Dec-10	4.432	3.411	1.021
Jan-11	4.133	3.206	0.927
Feb-11	3.927	2.977	0.95
Mar-11	3.964	2.935	1.029
Apr-11	4.234	3.174	1.06
May-11	4.556	3.389	1.166
Jun-11	4.515	3.367	1.148
Jul-11	4.753	3.542	1.211
Aug-11	4.866	3.643	1.223
Sep-11	4.894	3.633	1.262
Oct-11	4.757	3.549	1.209
Nov-11	4.732	3.522	1.21
Dec-11	5.045	3.722	1.322
Jan-12	5.105	3.731	1.374
Feb-12	5.161	3.691	1.47
Mar-12	5.209	3.682	1.528
Apr-12	4.912	3.614	1.298
May-12	4.999	3.573	1.426
Jun-12	4.991	3.494	1.497
Jul-12	4.888	3.407	1.48
Aug-12	5.026	3.436	1.59
Sep-12	5.006	3.408	1.598
Oct-12	5.016	3.481	1.535
Nov-12	5.095	3.452	1.644
Dec-12	4.937	3.387	1.551
Jan-13	5.109	3.433	1.676
Feb-13	5.084	3.436	1.648
Mar-13	5.205	3.574	1.63
Apr-13	5.367	3.644	1.724
May-13	5.42	3.75	1.671
Jun-13	5.639	3.929	1.711
Jul-13	6.457	3.799	2.658
Aug-13	6.15	3.641	2.508
Sep-13	6.724	3.914	2.81
Oct-13	6.82	3.879	2.941
Nov-13	6.936	3.93	3.006
Dec-13	6.891	3.869	3.023
Jan-14	6.887	3.89	2.997
Feb-14	7.332	4.215	3.117
Mar-14	7.117	3.957	3.16
Apr-14	7.379	4.053	3.326
May-14	7.444	4.072	3.372
Jun-14	7.617	4.184	3.434
Jul-14	7.84	4.284	3.556
Aug-14	7.805	4.268	3.537
Sep-14	8.04	4.28	3.759
Oct-14	8.392	4.402	3.99
Nov-14	8.436	4.479	3.957
Dec-14	8.68	4.593	4.088
Jan-15	8.735	4.703	4.031
Feb-15	9.059	4.957	4.102
Mar-15	9.296	5.004	4.292
Apr-15	9.393	5.23	4.162
May-15	9.244	4.973	4.271
Jun-15	9.144	5.323	3.82
Jul-15	8.917	5.412	3.506
Aug-15	8.799	5.465	3.333
Sep-15	8.809	5.747	3.062
Oct-15	8.984	5.908	3.076
Nov-15	9.244	6.09	3.154
Dec-15	9.717	6.474	3.243
Jan-16	9.334	6.058	3.276
Feb-16	9.356	6.008	3.348
Mar-16	9.42	6.207	3.214
Apr-16	9.437	6.228	3.209
May-16	9.342	6.031	3.312
Jun-16	9.688	6.053	3.635
Jul-16	9.684	6.102	3.582
Aug-16	9.41	5.753	3.657
Sep-16	9.59	6.055	3.536
Oct-16	8.993	5.806	3.187
Nov-16	9.075	5.677	3.398
Dec-16	9.004	5.566	3.439
Jan-17	9.11	5.771	3.339
Feb-17	8.707	5.412	3.295
Mar-17	8.792	5.434	3.358
Apr-17	8.474	5.19	3.284
May-17	8.796	5.429	3.368
Jun-17	8.712	5.255	3.457
Jul-17	8.591	5.134	3.457
Aug-17	8.981	5.246	3.735
Sep-17	8.717	5.33	3.387
Oct-17	8.475	5.348	3.127
Nov-17	8.975	5.53	3.445
Dec-17	9.286	5.735	3.551
Jan-18	9.627	5.798	3.829
Feb-18	9.767	5.765	4.002
Mar-18	9.231	5.532	3.699
Apr-18	9.448	5.677	3.771
May-18	9.177	5.6	3.577
Jun-18	8.73	5.314	3.416
Jul-18	9.098	5.714	3.385
Aug-18	8.959	5.593	3.366
Sep-18	8.755	5.412	3.343
Oct-18	9.029	5.577	3.451
Nov-18	8.963	5.523	3.44
Dec-18	8.676	5.385	3.29
Jan-19	8.405	5.194	3.211
Feb-19	8.541	5.349	3.192
Mar-19	8.521	5.276	3.246
Apr-19	8.407	5.225	3.182
May-19	8.356	5.156	3.2
Jun-19	8.021	4.807	3.214
Jul-19	8.313	5.215	3.098
Aug-19	8.954	5.559	3.396
Sep-19	9.901	6.157	3.744
Oct-19	9.842	6.064	3.778
Nov-19	10.152	6.285	3.867
Dec-19	10.465	6.569	3.896
Jan-20	10.828	6.944	3.884
Feb-20	11.203	7.239	3.964
Mar-20	10.778	6.873	3.904
Apr-20	11.671	7.572	4.098
May-20	14.086	9.371	4.715
Jun-20	13.522	8.76	4.761
Jul-20	10.371	6.662	3.709
Aug-20	10.783	6.836	3.947
Sep-20	12.865	8.071	4.794
Oct-20	12.237	7.576	4.662
Nov-20	10.434	6.426	4.008
Dec-20	11.447	7.188	4.259
Jan-21	12.485	8.068	4.416
Feb-21	13.781	8.935	4.846
Mar-21	13.12	8.52	4.6
Apr-21	13.902	9.1	4.803
May-21	14.58	9.546	5.034
Jun-21	15.141	9.904	5.236
Jul-21	16.417	10.739	5.678
Aug-21	16.708	10.649	6.059
Sep-21	16.282	10.37	5.913
Oct-21	16.486	10.65	5.836
Nov-21	16.363	10.659	5.704
Dec-21	16.324	10.826	5.499
Jan-22	15.269	9.868	5.4
Feb-22	16.311	10.837	5.474
Mar-22	16.574	11.034	5.54
Apr-22	16.742	11.261	5.481
May-22	17.161	11.773	5.388
Jun-22	17.726	12.198	5.528
Jul-22	17.559	12.088	5.472
Aug-22	18.041	12.258	5.783
Sep-22	18.259	12.479	5.78
Oct-22	18.295	12.493	5.802
Nov-22	19.854	13.692	6.161
Dec-22	19.341	13.148	6.193
Jan-23	19.634	13.369	6.266
Feb-23	19.985	13.69	6.295
Mar-23	21.089	14.042	7.047
Apr-23	19.579	13.21	6.369
May-23	20.646	13.928	6.718
Jun-23	19.889	13.471	6.418
Jul-23	21.542	14.532	7.01
Aug-23	19.811	13.441	6.37
Sep-23	18.633	12.602	6.032
Oct-23	17.368	11.4	5.968
Nov-23	17.489	11.566	5.923

External refinancing (seasonally adjusted), values, Australia

[" ","Total refinancing","Owner-occupier refinancing","Investor refinancing"]

[["Nov-05","Dec-05","Jan-06","Feb-06","Mar-06","Apr-06","May-06","Jun-06","Jul-06","Aug-06","Sep-06","Oct-06","Nov-06","Dec-06","Jan-07","Feb-07","Mar-07","Apr-07","May-07","Jun-07","Jul-07","Aug-07","Sep-07","Oct-07","Nov-07","Dec-07","Jan-08","Feb-08","Mar-08","Apr-08","May-08","Jun-08","Jul-08","Aug-08","Sep-08","Oct-08","Nov-08","Dec-08","Jan-09","Feb-09","Mar-09","Apr-09","May-09","Jun-09","Jul-09","Aug-09","Sep-09","Oct-09","Nov-09","Dec-09","Jan-10","Feb-10","Mar-10","Apr-10","May-10","Jun-10","Jul-10","Aug-10","Sep-10","Oct-10","Nov-10","Dec-10","Jan-11","Feb-11","Mar-11","Apr-11","May-11","Jun-11","Jul-11","Aug-11","Sep-11","Oct-11","Nov-11","Dec-11","Jan-12","Feb-12","Mar-12","Apr-12","May-12","Jun-12","Jul-12","Aug-12","Sep-12","Oct-12","Nov-12","Dec-12","Jan-13","Feb-13","Mar-13","Apr-13","May-13","Jun-13","Jul-13","Aug-13","Sep-13","Oct-13","Nov-13","Dec-13","Jan-14","Feb-14","Mar-14","Apr-14","May-14","Jun-14","Jul-14","Aug-14","Sep-14","Oct-14","Nov-14","Dec-14","Jan-15","Feb-15","Mar-15","Apr-15","May-15","Jun-15","Jul-15","Aug-15","Sep-15","Oct-15","Nov-15","Dec-15","Jan-16","Feb-16","Mar-16","Apr-16","May-16","Jun-16","Jul-16","Aug-16","Sep-16","Oct-16","Nov-16","Dec-16","Jan-17","Feb-17","Mar-17","Apr-17","May-17","Jun-17","Jul-17","Aug-17","Sep-17","Oct-17","Nov-17","Dec-17","Jan-18","Feb-18","Mar-18","Apr-18","May-18","Jun-18","Jul-18","Aug-18","Sep-18","Oct-18","Nov-18","Dec-18","Jan-19","Feb-19","Mar-19","Apr-19","May-19","Jun-19","Jul-19","Aug-19","Sep-19","Oct-19","Nov-19","Dec-19","Jan-20","Feb-20","Mar-20","Apr-20","May-20","Jun-20","Jul-20","Aug-20","Sep-20","Oct-20","Nov-20","Dec-20","Jan-21","Feb-21","Mar-21","Apr-21","May-21","Jun-21","Jul-21","Aug-21","Sep-21","Oct-21","Nov-21","Dec-21","Jan-22","Feb-22","Mar-22","Apr-22","May-22","Jun-22","Jul-22","Aug-22","Sep-22","Oct-22","Nov-22","Dec-22","Jan-23","Feb-23","Mar-23","Apr-23","May-23","Jun-23","Jul-23","Aug-23","Sep-23","Oct-23","Nov-23"],[[4.1299999999999999],[4.3700000000000001],[3.9049999999999998],[4.1900000000000004],[4.0679999999999996],[4.1619999999999999],[4.1150000000000002],[4.2279999999999998],[4.3330000000000002],[4.4550000000000001],[4.4569999999999999],[4.4649999999999999],[4.532],[4.4320000000000004],[4.5549999999999997],[4.625],[4.4790000000000001],[4.6509999999999998],[4.4960000000000004],[4.5229999999999997],[4.2350000000000003],[4.4870000000000001],[4.5199999999999996],[4.3789999999999996],[4.6699999999999999],[4.7919999999999998],[4.9560000000000004],[4.8920000000000003],[4.6900000000000004],[4.5750000000000002],[4.3289999999999997],[4.1639999999999997],[4.3650000000000002],[4.3129999999999997],[4.0910000000000002],[4.4710000000000001],[4.5869999999999997],[5.0209999999999999],[4.9489999999999998],[4.7290000000000001],[5.1050000000000004],[5.069],[5.0019999999999998],[4.8739999999999997],[4.601],[4.3929999999999998],[4.2450000000000001],[4.173],[4.0700000000000003],[3.7799999999999998],[3.5760000000000001],[3.5249999999999999],[3.4700000000000002],[3.431],[3.5739999999999998],[3.6360000000000001],[3.7320000000000002],[3.8340000000000001],[3.8500000000000001],[4.0190000000000001],[4.0709999999999997],[4.4320000000000004],[4.133],[3.927],[3.964],[4.234],[4.556],[4.5149999999999997],[4.7530000000000001],[4.8659999999999997],[4.8940000000000001],[4.7569999999999997],[4.7320000000000002],[5.0449999999999999],[5.1050000000000004],[5.1609999999999996],[5.2089999999999996],[4.9119999999999999],[4.9989999999999997],[4.9909999999999997],[4.8879999999999999],[5.0259999999999998],[5.0060000000000002],[5.016],[5.0949999999999998],[4.9370000000000003],[5.109],[5.0839999999999996],[5.2050000000000001],[5.367],[5.4199999999999999],[5.6390000000000002],[6.4569999999999999],[6.1500000000000004],[6.7240000000000002],[6.8200000000000003],[6.9359999999999999],[6.891],[6.8869999999999996],[7.3319999999999999],[7.117],[7.3789999999999996],[7.444],[7.617],[7.8399999999999999],[7.8049999999999997],[8.0399999999999991],[8.3919999999999995],[8.4359999999999999],[8.6799999999999997],[8.7349999999999994],[9.0589999999999993],[9.2959999999999994],[9.3930000000000007],[9.2439999999999998],[9.1440000000000001],[8.9169999999999998],[8.7989999999999995],[8.8089999999999993],[8.984],[9.2439999999999998],[9.7170000000000005],[9.3339999999999996],[9.3559999999999999],[9.4199999999999999],[9.4369999999999994],[9.3420000000000005],[9.6880000000000006],[9.6839999999999993],[9.4100000000000001],[9.5899999999999999],[8.9930000000000003],[9.0749999999999993],[9.0039999999999996],[9.1099999999999994],[8.7070000000000007],[8.7919999999999998],[8.4740000000000002],[8.7959999999999994],[8.7119999999999997],[8.5909999999999993],[8.9809999999999999],[8.7170000000000005],[8.4749999999999996],[8.9749999999999996],[9.2859999999999996],[9.6270000000000007],[9.7669999999999995],[9.2309999999999999],[9.4480000000000004],[9.1769999999999996],[8.7300000000000004],[9.0980000000000008],[8.9589999999999996],[8.7550000000000008],[9.0289999999999999],[8.96299999999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Personal finance

In November 2023, in seasonally adjusted terms, the value of new loan commitments:

for fixed term personal finance fell 5.6%, after a rise of 2.6% in October
for road vehicles fell 5.4%
for personal investment fell 1.2%

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes
	Total purpose excluding refinancing ($b)	Purchase of road vehicles ($b)	Personal investment (excluding housing) ($b)	Other purposes ($b)
Nov-05	1.45	0.7	0.475	0.19
Dec-05	1.493	0.705	0.491	0.201
Jan-06	1.537	0.711	0.532	0.199
Feb-06	1.54	0.693	0.565	0.191
Mar-06	1.489	0.681	0.531	0.192
Apr-06	1.517	0.665	0.558	0.183
May-06	1.592	0.693	0.563	0.214
Jun-06	1.586	0.688	0.506	0.211
Jul-06	1.549	0.706	0.485	0.228
Aug-06	1.463	0.712	0.408	0.227
Sep-06	1.446	0.723	0.366	0.226
Oct-06	1.439	0.732	0.352	0.21
Nov-06	1.484	0.751	0.372	0.238
Dec-06	1.515	0.734	0.406	0.232
Jan-07	1.515	0.746	0.427	0.217
Feb-07	1.537	0.754	0.437	0.222
Mar-07	1.616	0.779	0.481	0.235
Apr-07	1.665	0.778	0.536	0.24
May-07	1.684	0.816	0.548	0.228
Jun-07	1.857	0.819	0.556	0.278
Jul-07	1.595	0.802	0.472	0.215
Aug-07	1.649	0.789	0.576	0.21
Sep-07	1.664	0.789	0.572	0.213
Oct-07	1.684	0.813	0.545	0.23
Nov-07	1.72	0.816	0.597	0.237
Dec-07	1.696	0.837	0.498	0.241
Jan-08	1.731	0.832	0.562	0.249
Feb-08	1.703	0.828	0.551	0.239
Mar-08	1.657	0.829	0.482	0.217
Apr-08	1.631	0.81	0.512	0.242
May-08	1.624	0.78	0.54	0.198
Jun-08	1.463	0.788	0.34	0.236
Jul-08	1.603	0.773	0.493	0.232
Aug-08	1.559	0.761	0.483	0.228
Sep-08	1.539	0.751	0.487	0.2
Oct-08	1.51	0.733	0.501	0.188
Nov-08	1.346	0.651	0.452	0.172
Dec-08	1.418	0.702	0.46	0.167
Jan-09	1.414	0.712	0.424	0.191
Feb-09	1.394	0.693	0.406	0.205
Mar-09	1.406	0.678	0.446	0.204
Apr-09	1.427	0.689	0.433	0.206
May-09	1.401	0.669	0.427	0.2
Jun-09	1.513	0.638	0.459	0.224
Jul-09	1.455	0.669	0.462	0.222
Aug-09	1.484	0.677	0.498	0.234
Sep-09	1.46	0.659	0.507	0.212
Oct-09	1.468	0.675	0.503	0.206
Nov-09	1.423	0.675	0.447	0.239
Dec-09	1.765	0.742	0.604	0.321
Jan-10	1.665	0.738	0.573	0.294
Feb-10	1.738	0.778	0.554	0.315
Mar-10	1.717	0.79	0.542	0.292
Apr-10	1.71	0.808	0.511	0.268
May-10	1.686	0.817	0.468	0.28
Jun-10	1.822	0.851	0.433	0.396
Jul-10	1.682	0.842	0.438	0.273
Aug-10	1.602	0.854	0.406	0.255
Sep-10	1.669	0.89	0.392	0.281
Oct-10	1.681	0.871	0.403	0.286
Nov-10	1.638	0.883	0.371	0.284
Dec-10	1.604	0.866	0.361	0.274
Jan-11	1.57	0.864	0.342	0.263
Feb-11	1.575	0.878	0.341	0.243
Mar-11	1.589	0.872	0.34	0.27
Apr-11	1.608	0.881	0.331	0.258
May-11	1.614	0.859	0.348	0.277
Jun-11	1.62	0.852	0.352	0.28
Jul-11	1.615	0.866	0.343	0.27
Aug-11	1.694	0.903	0.386	0.294
Sep-11	1.679	0.904	0.348	0.299
Oct-11	1.667	0.928	0.327	0.279
Nov-11	1.648	0.939	0.308	0.266
Dec-11	1.657	0.96	0.287	0.258
Jan-12	1.64	0.935	0.308	0.254
Feb-12	1.581	0.896	0.282	0.24
Mar-12	1.545	0.901	0.271	0.23
Apr-12	1.62	0.953	0.28	0.227
May-12	1.664	0.996	0.28	0.247
Jun-12	1.691	1.008	0.305	0.256
Jul-12	1.728	1.004	0.31	0.255
Aug-12	1.724	1.014	0.309	0.255
Sep-12	1.8	1.035	0.296	0.287
Oct-12	1.818	1.07	0.302	0.287
Nov-12	1.876	1.097	0.307	0.298
Dec-12	1.888	1.098	0.307	0.299
Jan-13	1.856	1.057	0.325	0.292
Feb-13	1.855	1.034	0.318	0.292
Mar-13	1.861	1.046	0.33	0.305
Apr-13	1.811	1.006	0.329	0.305
May-13	1.791	1.019	0.336	0.288
Jun-13	1.708	0.995	0.305	0.264
Jul-13	1.752	1.044	0.287	0.26
Aug-13	1.739	1.025	0.306	0.247
Sep-13	1.756	1.028	0.309	0.255
Oct-13	1.733	1	0.316	0.25
Nov-13	1.713	0.963	0.316	0.255
Dec-13	1.729	0.984	0.312	0.261
Jan-14	1.774	1.03	0.299	0.266
Feb-14	1.862	1.052	0.341	0.265
Mar-14	1.791	1.048	0.315	0.266
Apr-14	1.762	1.035	0.297	0.232
May-14	1.77	1.036	0.313	0.252
Jun-14	1.75	1.021	0.316	0.247
Jul-14	1.825	1.03	0.359	0.265
Aug-14	1.811	1.024	0.34	0.265
Sep-14	1.836	1.019	0.387	0.255
Oct-14	1.924	1.032	0.427	0.296
Nov-14	1.843	0.994	0.383	0.264
Dec-14	1.828	1.025	0.384	0.253
Jan-15	1.812	1.037	0.369	0.246
Feb-15	1.861	1.025	0.395	0.254
Mar-15	1.883	1.044	0.402	0.274
Apr-15	2.057	1.105	0.418	0.305
May-15	1.984	1.094	0.393	0.31
Jun-15	1.97	1.115	0.366	NA
Jul-15	1.904	1.088	0.357	NA
Aug-15	1.892	1.103	0.327	NA
Sep-15	1.815	1.103	0.278	0.251
Oct-15	1.768	1.079	0.278	0.247
Nov-15	1.815	1.112	0.282	0.242
Dec-15	1.873	1.12	0.296	0.268
Jan-16	1.851	1.086	0.289	0.281
Feb-16	1.957	1.132	0.3	0.323
Mar-16	2.18	1.354	0.27	0.356
Apr-16	2.306	1.331	0.324	0.425
May-16	2.177	1.291	0.317	0.387
Jun-16	2.108	1.283	0.303	0.369
Jul-16	2.158	1.299	0.319	0.349
Aug-16	2.142	1.271	0.335	0.355
Sep-16	2.067	1.249	0.33	0.313
Oct-16	1.985	1.231	0.306	0.279
Nov-16	2.011	1.24	0.314	0.285
Dec-16	2.052	1.26	0.311	0.286
Jan-17	1.981	1.214	0.303	0.285
Feb-17	1.914	1.168	0.296	0.257
Mar-17	1.812	1.14	0.277	0.228
Apr-17	1.768	1.117	0.249	0.204
May-17	1.751	1.132	0.254	0.198
Jun-17	1.739	1.133	0.251	0.208
Jul-17	1.747	1.133	0.22	0.216
Aug-17	1.753	1.145	0.232	NA
Sep-17	1.85	1.148	0.277	0.243
Oct-17	1.895	1.204	0.245	0.275
Nov-17	1.902	1.227	0.24	0.266
Dec-17	1.799	1.165	0.203	0.249
Jan-18	1.81	1.157	0.225	0.242
Feb-18	1.787	1.151	0.217	0.227
Mar-18	1.753	1.133	0.203	0.237
Apr-18	1.743	1.124	0.191	0.247
May-18	1.723	1.132	0.183	0.248
Jun-18	1.815	1.17	0.231	0.266
Jul-18	1.766	1.157	0.166	0.281
Aug-18	1.792	1.164	0.173	0.304
Sep-18	1.796	1.158	0.152	0.312
Oct-18	1.759	1.133	0.152	0.305
Nov-18	1.686	1.082	0.15	0.296
Dec-18	1.636	1.055	0.15	0.272
Jan-19	1.628	1.047	0.151	0.269
Feb-19	1.634	1.058	0.137	0.26
Mar-19	1.605	1.063	0.146	0.25
Apr-19	1.624	1.056	0.144	0.255
May-19	1.59	1.056	0.144	0.246
Jun-19	1.686	1.084	0.217	0.26
Jul-19	1.651	1.082	0.155	0.267
Aug-19	1.692	1.094	0.145	0.321
Sep-19	1.692	1.096	0.161	0.277
Oct-19	1.714	1.101	0.172	0.288
Nov-19	1.65	1.038	0.16	0.292
Dec-19	1.732	1.101	0.154	0.306
Jan-20	1.772	1.102	0.157	0.335
Feb-20	1.751	1.104	0.161	0.296
Mar-20	1.57	0.971	0.171	0.285
Apr-20	1.188	0.608	0.262	0.207
May-20	1.376	0.882	0.212	0.182
Jun-20	1.507	1.089	0.125	0.208
Jul-20	1.585	1.083	0.158	0.227
Aug-20	1.393	0.933	0.161	0.21
Sep-20	1.542	1.007	0.179	0.226
Oct-20	1.593	1.108	0.163	0.221
Nov-20	1.719	1.184	0.195	0.231
Dec-20	1.741	1.226	0.16	0.225
Jan-21	1.773	1.205	0.176	0.246
Feb-21	1.765	1.119	0.226	0.255
Mar-21	1.809	1.174	0.198	0.265
Apr-21	1.872	1.193	0.23	0.269
May-21	1.944	1.242	0.264	0.285
Jun-21	1.772	1.172	0.176	0.29
Jul-21	1.99	1.191	0.316	0.297
Aug-21	1.933	1.142	0.367	0.288
Sep-21	1.966	1.129	0.362	0.288
Oct-21	2.037	1.153	0.369	0.306
Nov-21	2.093	1.186	0.408	0.316
Dec-21	2.155	1.208	0.448	0.341
Jan-22	2.154	1.203	0.45	0.353
Feb-22	2.268	1.259	0.462	0.36
Mar-22	2.272	1.234	0.457	0.36
Apr-22	2.236	1.2	0.409	0.362
May-22	2.236	1.181	0.438	0.369
Jun-22	1.942	1.05	0.276	0.404
Jul-22	2.152	1.115	0.46	0.354
Aug-22	2.227	1.243	0.434	0.341
Sep-22	2.195	1.174	0.422	0.349
Oct-22	2.191	1.141	0.442	0.36
Nov-22	2.205	1.162	0.407	0.368
Dec-22	2.146	1.146	0.417	0.349
Jan-23	2.163	1.151	0.395	0.36
Feb-23	2.176	1.157	0.384	0.373
Mar-23	2.139	1.184	0.375	0.364
Apr-23	2.176	1.21	0.344	0.367
May-23	2.302	1.326	0.324	0.377
Jun-23	2.12	1.308	0.222	0.418
Jul-23	2.274	1.337	0.321	0.36
Aug-23	2.396	1.416	0.343	0.392
Sep-23	2.458	1.42	0.337	0.402
Oct-23	2.521	1.445	0.349	0.411
Nov-23	2.379	1.367	0.345	0.393

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - larger purposes

[" ","Total purpose excluding refinancing","Purchase of road vehicles","Personal investment (excluding housing)","Other purposes"]

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[]

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Any missing data points in the series above are not available for publication.

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes
	Purchase of other vehicles and equipment ($b)	Household and personal goods ($b)	Travel and holidays ($b)	External refinancing ($b)
Nov-05	0.03	0.028	0.051	0.12
Dec-05	0.029	0.028	0.047	0.134
Jan-06	0.029	0.031	0.05	0.139
Feb-06	0.029	0.031	0.048	0.151
Mar-06	0.03	0.03	0.052	0.152
Apr-06	0.028	0.03	0.054	0.143
May-06	0.027	0.032	0.058	0.166
Jun-06	0.028	0.031	0.047	0.172
Jul-06	0.031	0.032	0.057	0.17
Aug-06	0.033	0.032	0.063	0.173
Sep-06	0.031	0.034	0.063	0.169
Oct-06	0.034	0.032	0.07	0.155
Nov-06	0.034	0.035	0.07	0.155
Dec-06	0.035	0.032	0.065	0.139
Jan-07	0.034	0.031	0.062	0.138
Feb-07	0.037	0.032	0.06	0.138
Mar-07	0.036	0.034	0.063	0.143
Apr-07	0.037	0.034	0.033	0.151
May-07	0.032	0.035	0.032	0.148
Jun-07	0.042	0.043	0.034	0.158
Jul-07	0.035	0.033	0.032	0.152
Aug-07	0.035	0.034	0.029	0.159
Sep-07	0.034	0.033	0.031	0.167
Oct-07	0.037	0.035	0.031	0.173
Nov-07	0.036	0.036	0.033	0.186
Dec-07	0.037	0.034	0.042	0.174
Jan-08	0.035	0.037	0.042	0.199
Feb-08	0.033	0.036	0.037	0.22
Mar-08	0.032	0.036	0.038	0.199
Apr-08	0.034	0.035	0.037	0.187
May-08	0.033	0.029	0.036	0.143
Jun-08	0.031	0.035	0.04	0.161
Jul-08	0.031	0.034	0.039	0.166
Aug-08	0.031	0.035	0.038	0.157
Sep-08	0.034	0.032	0.039	0.163
Oct-08	0.029	0.035	0.038	0.176
Nov-08	0.026	0.033	0.035	0.173
Dec-08	0.027	0.038	0.032	0.216
Jan-09	0.029	0.038	0.032	0.211
Feb-09	0.03	0.038	0.032	0.216
Mar-09	0.027	0.036	0.031	0.209
Apr-09	0.029	0.037	0.033	0.221
May-09	0.028	0.036	0.032	0.233
Jun-09	0.03	0.036	0.033	0.255
Jul-09	0.029	0.034	0.035	0.251
Aug-09	0.03	0.035	0.036	0.258
Sep-09	0.029	0.035	0.034	0.242
Oct-09	0.028	0.032	0.031	0.235
Nov-09	0.028	0.034	0.03	0.222
Dec-09	0.03	0.052	0.032	0.224
Jan-10	0.032	0.044	0.03	0.221
Feb-10	0.034	0.048	0.032	0.214
Mar-10	0.034	0.049	0.035	0.215
Apr-10	0.032	0.047	0.037	0.213
May-10	0.028	0.046	0.034	0.216
Jun-10	0.033	0.047	0.036	0.255
Jul-10	0.034	0.048	0.032	0.227
Aug-10	0.029	0.044	0.035	0.225
Sep-10	0.033	0.045	0.033	0.235
Oct-10	0.033	0.045	0.037	0.24
Nov-10	0.032	0.045	0.038	0.261
Dec-10	0.03	0.042	0.038	0.277
Jan-11	0.026	0.042	0.04	0.241
Feb-11	0.027	0.035	0.039	0.222
Mar-11	0.031	0.043	0.039	0.21
Apr-11	0.03	0.048	0.04	0.228
May-11	0.032	0.052	0.043	0.235
Jun-11	0.033	0.057	0.043	0.236
Jul-11	0.032	0.054	0.042	0.231
Aug-11	0.033	0.058	0.042	0.233
Sep-11	0.034	0.058	0.043	0.242
Oct-11	0.034	0.054	0.043	0.24
Nov-11	0.035	0.055	0.044	0.24
Dec-11	0.038	0.057	0.046	0.238
Jan-12	0.037	0.056	0.046	0.242
Feb-12	0.037	0.056	0.047	0.263
Mar-12	0.036	0.058	0.051	0.265
Apr-12	0.038	0.06	0.048	0.244
May-12	0.036	0.062	0.052	0.247
Jun-12	0.035	0.064	0.052	0.234
Jul-12	0.038	0.068	0.052	0.278
Aug-12	0.038	0.068	0.054	0.256
Sep-12	0.042	0.071	0.059	0.262
Oct-12	0.039	0.07	0.059	0.24
Nov-12	0.043	0.068	0.061	0.234
Dec-12	0.042	0.071	0.062	0.242
Jan-13	0.041	0.076	0.063	0.242
Feb-13	0.04	0.075	0.061	0.243
Mar-13	0.039	0.07	0.057	0.271
Apr-13	0.041	0.068	0.058	0.296
May-13	0.04	0.068	0.056	0.263
Jun-13	0.036	0.066	0.055	0.245
Jul-13	0.042	0.068	0.059	0.186
Aug-13	0.036	0.067	0.06	0.164
Sep-13	0.039	0.069	0.059	0.173
Oct-13	0.044	0.072	0.06	0.189
Nov-13	0.039	0.072	0.06	0.19
Dec-13	0.038	0.072	0.06	0.177
Jan-14	0.042	0.072	0.06	0.171
Feb-14	0.042	0.073	0.061	0.17
Mar-14	0.041	0.074	0.06	0.159
Apr-14	0.035	0.072	0.062	0.153
May-14	0.041	0.073	0.068	0.152
Jun-14	0.041	0.074	0.062	0.151
Jul-14	0.04	0.074	0.061	0.166
Aug-14	0.044	0.08	0.061	0.176
Sep-14	0.043	0.081	0.055	0.177
Oct-14	0.044	0.088	0.059	0.184
Nov-14	0.043	0.089	0.064	0.159
Dec-14	0.041	0.071	0.057	0.162
Jan-15	0.036	0.082	0.054	0.15
Feb-15	0.039	0.08	0.053	0.163
Mar-15	0.039	0.084	0.062	0.162
Apr-15	0.038	0.089	0.06	0.172
May-15	0.04	0.087	0.062	0.168
Jun-15	NA	0.09	0.061	NA
Jul-15	NA	0.086	0.064	NA
Aug-15	NA	0.094	0.063	NA
Sep-15	0.04	0.081	0.062	0.103
Oct-15	0.041	0.071	0.063	0.101
Nov-15	0.042	0.074	0.065	0.113
Dec-15	0.046	0.076	0.064	0.111
Jan-16	0.044	0.077	0.064	0.109
Feb-16	0.045	0.071	0.063	0.115
Mar-16	0.05	0.078	0.063	0.116
Apr-16	0.05	0.083	0.067	0.127
May-16	0.046	0.081	0.065	0.116
Jun-16	0.048	0.079	0.066	0.128
Jul-16	0.046	0.079	0.066	0.13
Aug-16	0.045	0.077	0.066	0.133
Sep-16	0.044	0.074	0.068	0.141
Oct-16	0.045	0.069	0.064	0.141
Nov-16	0.046	0.072	0.061	0.139
Dec-16	0.051	0.073	0.06	0.162
Jan-17	0.048	0.07	0.059	0.139
Feb-17	0.048	0.07	0.055	0.123
Mar-17	0.044	0.072	0.064	0.118
Apr-17	0.038	0.067	0.059	0.107
May-17	0.044	0.071	0.056	0.088
Jun-17	0.043	0.071	0.059	0.08
Jul-17	0.045	0.072	0.059	0.106
Aug-17	NA	0.072	0.059	0.106
Sep-17	0.048	0.068	0.062	0.108
Oct-17	0.046	0.074	0.06	0.116
Nov-17	0.046	0.075	0.057	0.106
Dec-17	0.046	0.067	0.06	0.096
Jan-18	0.046	0.064	0.059	0.104
Feb-18	0.046	0.066	0.055	0.102
Mar-18	0.051	0.063	0.054	0.103
Apr-18	0.048	0.064	0.052	0.109
May-18	0.046	0.064	0.054	0.116
Jun-18	0.051	0.072	0.054	0.121
Jul-18	0.049	0.064	0.054	0.119
Aug-18	0.049	0.062	0.06	0.122
Sep-18	0.05	0.065	0.054	0.121
Oct-18	0.055	0.063	0.05	0.123
Nov-18	0.052	0.061	0.047	0.125
Dec-18	0.049	0.057	0.044	0.131
Jan-19	0.048	0.055	0.041	0.134
Feb-19	0.046	0.057	0.042	0.135
Mar-19	0.045	0.056	0.037	0.138
Apr-19	0.045	0.056	0.038	0.129
May-19	0.048	0.057	0.041	0.132
Jun-19	0.049	0.056	0.041	0.131
Jul-19	0.056	0.059	0.039	0.141
Aug-19	0.051	0.063	0.037	0.141
Sep-19	0.046	0.07	0.035	0.142
Oct-19	0.047	0.074	0.034	0.157
Nov-19	0.044	0.079	0.034	0.175
Dec-19	0.045	0.085	0.036	0.163
Jan-20	0.046	0.09	0.035	0.185
Feb-20	0.053	0.073	0.034	0.161
Mar-20	0.044	0.071	0.017	0.16
Apr-20	0.029	0.065	0.002	0.118
May-20	0.042	0.06	0.002	0.12
Jun-20	0.066	0.078	0.004	0.108
Jul-20	0.055	0.068	0.002	0.116
Aug-20	0.045	0.063	0.003	0.126
Sep-20	0.032	0.07	0.006	0.134
Oct-20	0.037	0.059	0.008	0.14
Nov-20	0.046	0.067	0.004	0.129
Dec-20	0.046	0.079	0.008	0.125
Jan-21	0.048	0.07	0.005	0.125
Feb-21	0.05	0.095	0.005	0.123
Mar-21	0.052	0.098	0.007	0.162
Apr-21	0.054	0.1	0.007	0.145
May-21	0.057	0.103	0.006	0.153
Jun-21	0.074	0.109	0.006	0.154
Jul-21	0.069	0.117	0.004	0.159
Aug-21	0.058	0.099	0.005	0.137
Sep-21	0.057	0.112	0.005	0.16
Oct-21	0.06	0.132	0.009	0.16
Nov-21	0.056	0.114	0.012	0.156
Dec-21	0.062	0.11	0.013	0.16
Jan-22	0.065	0.125	0.013	0.157
Feb-22	0.07	0.124	0.016	0.168
Mar-22	0.071	0.135	0.019	0.159
Apr-22	0.07	0.142	0.024	0.166
May-22	0.067	0.143	0.026	0.164
Jun-22	0.064	0.155	0.032	0.162
Jul-22	0.06	0.12	0.034	0.163
Aug-22	0.062	0.142	0.037	0.162
Sep-22	0.062	0.142	0.038	0.167
Oct-22	0.06	0.147	0.041	0.16
Nov-22	0.059	0.154	0.041	0.159
Dec-22	0.051	0.158	0.044	0.166
Jan-23	0.06	0.17	0.044	0.19
Feb-23	0.058	0.169	0.043	0.178
Mar-23	0.053	0.142	0.037	0.178
Apr-23	0.046	0.141	0.042	0.16
May-23	0.071	0.155	0.042	0.16
Jun-23	0.073	0.147	0.045	0.154
Jul-23	0.062	0.154	0.05	0.161
Aug-23	0.063	0.162	0.052	0.175
Sep-23	0.065	0.163	0.055	0.162
Oct-23	0.067	0.169	0.049	0.17
Nov-23	0.067	0.174	0.047	0.182

New loan commitments, personal fixed term loans (seasonally adjusted), values, Australia - smaller purposes

[" ","Purchase of other vehicles and equipment","Household and personal goods","Travel and holidays","External refinancing"]

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[]

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Any missing data points in the series above are not available for publication.

Business finance

In November 2023, in seasonally adjusted terms, the value of new loan commitments:

for construction finance fell 4.8%, after a rise of 1.2% in October. In trend terms, it rose 0.6%.
for the purchase of property fell 6.4%, after a fall of 3.7% in October. In trend terms, it was flat.

These series can have volatile month-to-month movements in seasonally adjusted terms as they are strongly affected by small numbers of high value loans.

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Nov-05	1.434	2.395	1.649	2.459
Dec-05	2.241	2.407	1.643	2.53
Jan-06	1.389	3.067	1.633	2.594
Feb-06	2.025	2.214	1.625	2.647
Mar-06	1.681	3.039	1.622	2.686
Apr-06	1.525	2.466	1.626	2.711
May-06	1.788	3.137	1.634	2.731
Jun-06	1.423	3.749	1.65	2.755
Jul-06	1.255	2.734	1.67	2.785
Aug-06	1.77	2.718	1.69	2.826
Sep-06	3.059	2.439	1.709	2.884
Oct-06	1.676	2.911	1.723	2.965
Nov-06	2.271	3.241	1.73	3.075
Dec-06	1.807	3.148	1.733	3.221
Jan-07	1.647	3.594	1.734	3.402
Feb-07	1.45	3.958	1.732	3.617
Mar-07	2.059	3.658	1.729	3.856
Apr-07	1.455	3.578	1.732	4.111
May-07	1.292	3.051	1.746	4.372
Jun-07	2.014	5.285	1.777	4.624
Jul-07	1.84	4.705	1.826	4.861
Aug-07	3.828	5.364	1.887	5.073
Sep-07	2.301	5.519	1.953	5.246
Oct-07	2.086	5.307	2.017	5.36
Nov-07	1.239	3.341	2.069	5.4
Dec-07	1.819	5.488	2.105	5.357
Jan-08	2.831	5.089	2.124	5.236
Feb-08	2.359	5.815	2.127	5.05
Mar-08	1.129	4.575	2.113	4.818
Apr-08	2.373	4.606	2.082	4.56
May-08	1.77	4.814	2.037	4.288
Jun-08	2.01	3.178	1.976	4.011
Jul-08	3.389	3.419	1.897	3.734
Aug-08	2.029	3.012	1.806	3.47
Sep-08	1.278	3.813	1.711	3.221
Oct-08	2.199	3.189	1.619	2.994
Nov-08	1.39	3.243	1.54	2.798
Dec-08	1.573	2.462	1.476	2.634
Jan-09	1.091	2.203	1.427	2.502
Feb-09	1.386	2.289	1.392	2.402
Mar-09	1.327	1.853	1.371	2.332
Apr-09	1.218	3.684	1.363	2.292
May-09	2.985	2.246	1.361	2.278
Jun-09	2.016	2.39	1.364	2.292
Jul-09	1.33	2.212	1.368	2.334
Aug-09	1.102	2.813	1.372	2.392
Sep-09	2.873	3.426	1.374	2.458
Oct-09	1.33	2.196	1.373	2.522
Nov-09	1.507	2.585	1.367	2.583
Dec-09	1.083	2.488	1.36	2.64
Jan-10	1.299	2.688	1.352	2.691
Feb-10	1.5	2.619	1.343	2.736
Mar-10	1.22	3.078	1.331	2.774
Apr-10	1.686	3.101	1.316	2.806
May-10	1.42	2.548	1.296	2.829
Jun-10	0.949	2.904	1.271	2.842
Jul-10	1.163	4.326	1.244	2.844
Aug-10	1.369	2.92	1.219	2.833
Sep-10	1.268	2.312	1.199	2.815
Oct-10	1.005	2.868	1.188	2.796
Nov-10	1.285	1.766	1.19	2.781
Dec-10	1.152	3.181	1.209	2.772
Jan-11	1.199	2.675	1.247	2.766
Feb-11	1.261	2.633	1.298	2.76
Mar-11	1.44	2.604	1.356	2.751
Apr-11	1.026	2.565	1.413	2.738
May-11	1.612	2.966	1.46	2.72
Jun-11	1.56	2.762	1.495	2.702
Jul-11	1.467	2.913	1.514	2.685
Aug-11	1.832	2.728	1.512	2.674
Sep-11	1.636	2.261	1.489	2.671
Oct-11	1.352	2.602	1.448	2.675
Nov-11	NA	2.67	NA	2.682
Dec-11	1.353	2.674	1.328	2.692
Jan-12	1.037	2.792	1.263	2.706
Feb-12	1.29	2.554	1.201	2.727
Mar-12	1.484	3.075	1.15	2.752
Apr-12	1.036	2.926	1.112	2.779
May-12	1.021	2.564	1.09	2.805
Jun-12	1.034	2.849	1.078	2.824
Jul-12	1.032	2.779	1.072	2.834
Aug-12	0.692	2.469	1.068	2.839
Sep-12	1.205	3.277	1.065	2.843
Oct-12	4.421	3.116	1.064	2.848
Nov-12	1.03	2.69	1.066	2.858
Dec-12	2.683	2.693	1.07	2.873
Jan-13	1.347	3.102	1.078	2.892
Feb-13	0.878	2.855	1.094	2.917
Mar-13	0.942	2.653	1.121	2.95
Apr-13	0.738	2.983	1.167	2.992
May-13	1.344	3.305	1.234	3.052
Jun-13	1.47	3.301	1.321	3.133
Jul-13	1.229	3.056	1.424	3.24
Aug-13	1.496	3.344	1.532	3.369
Sep-13	1.464	3.406	1.636	3.513
Oct-13	1.665	3.416	1.726	3.664
Nov-13	2.229	5.146	1.796	3.818
Dec-13	2.209	4.078	1.849	3.969
Jan-14	1.591	3.218	1.887	4.108
Feb-14	2.245	4.448	1.915	4.227
Mar-14	1.502	4.649	1.937	4.326
Apr-14	3.786	4.201	1.957	4.402
May-14	1.804	4.57	1.98	4.452
Jun-14	1.545	3.885	2.008	4.478
Jul-14	2.909	4.647	2.045	4.485
Aug-14	1.699	4.778	2.091	4.482
Sep-14	2.968	4.254	2.141	4.476
Oct-14	2.165	4.499	2.192	4.475
Nov-14	1.78	3.042	2.233	4.483
Dec-14	2.198	4.761	2.259	4.504
Jan-15	3.625	4.455	2.268	4.535
Feb-15	2.622	4.371	2.267	4.579
Mar-15	1.999	4.417	2.258	4.635
Apr-15	2.413	4.759	2.242	4.704
May-15	2.337	4.991	2.218	4.786
Jun-15	2.087	4.847	2.19	4.879
Jul-15	2.009	4.974	2.164	4.975
Aug-15	2.252	4.988	2.142	5.064
Sep-15	1.876	8.345	2.13	5.139
Oct-15	2.191	4.997	2.132	5.195
Nov-15	2.461	5.253	2.149	5.229
Dec-15	2.183	5.645	2.174	5.242
Jan-16	1.618	4.529	2.197	5.238
Feb-16	1.84	5.545	2.207	5.222
Mar-16	2.993	5.203	2.2	5.198
Apr-16	3.317	5.124	2.18	5.171
May-16	2.237	4.681	2.146	5.148
Jun-16	1.807	5.091	2.105	5.139
Jul-16	2.287	5.502	2.061	5.146
Aug-16	1.868	5.024	2.021	5.171
Sep-16	1.534	5.314	1.99	5.213
Oct-16	1.865	5.147	1.976	5.27
Nov-16	4.697	5.309	1.982	5.334
Dec-16	1.961	5.003	2.005	5.396
Jan-17	2.786	5.903	2.046	5.455
Feb-17	1.808	5.644	2.096	5.508
Mar-17	1.871	5.694	2.146	5.549
Apr-17	2.442	5.266	2.192	5.579
May-17	1.899	5.475	2.235	5.596
Jun-17	2.908	5.813	2.277	5.601
Jul-17	1.85	6.895	2.324	5.59
Aug-17	2.828	5.428	2.376	5.565
Sep-17	1.968	5.224	2.437	5.529
Oct-17	2.184	6.072	2.504	5.485
Nov-17	4.008	5.57	2.568	5.439
Dec-17	2.664	4.818	2.623	5.392
Jan-18	2.911	5.554	2.66	5.353
Feb-18	2.49	5.387	2.672	5.327
Mar-18	2.593	5.144	2.654	5.324
Apr-18	2.982	5.52	2.607	5.345
May-18	2.648	5.072	2.537	5.386
Jun-18	2.253	5.362	2.452	5.433
Jul-18	2.585	5.416	2.357	5.479
Aug-18	2.087	5.575	2.267	5.522
Sep-18	2.095	5.704	2.191	5.554
Oct-18	3.433	5.73	2.138	5.572
Nov-18	1.72	6.19	2.113	5.572
Dec-18	1.958	4.248	2.122	5.56
Jan-19	2.584	5.129	2.169	5.536
Feb-19	2.804	5.046	2.259	5.496
Mar-19	1.888	5.487	2.388	5.439
Apr-19	1.972	5.416	2.538	5.369
May-19	2.664	6.412	2.694	5.288
Jun-19	3.057	7.356	2.84	5.204
Jul-19	2.805	4.732	2.959	5.122
Aug-19	3.109	5.21	3.035	5.043
Sep-19	3.95	5.117	3.06	4.962
Oct-19	3.209	4.093	3.033	4.875
Nov-19	3.192	4.231	2.956	4.778
Dec-19	2.932	4.789	2.838	4.67
Jan-20	2.132	4.699	2.691	4.55
Feb-20	2.211	5.122	2.53	4.424
Mar-20	2.751	4.675	2.376	4.295
Apr-20	2.004	4.291	2.248	4.165
May-20	1.959	3.914	2.152	4.04
Jun-20	3.095	3.562	2.09	3.933
Jul-20	2.367	3.549	2.059	3.856
Aug-20	1.332	3.813	2.049	3.817
Sep-20	2.082	3.755	2.05	3.829
Oct-20	1.887	3.788	2.05	3.904
Nov-20	1.234	4.312	2.047	4.043
Dec-20	2.009	4.768	2.045	4.24
Jan-21	1.063	3.927	2.042	4.478
Feb-21	2.058	4.442	2.041	4.741
Mar-21	2.237	5.054	2.04	5.014
Apr-21	1.903	5.5	2.039	5.295
May-21	1.912	4.794	2.041	5.583
Jun-21	1.674	6.643	2.044	5.872
Jul-21	2.643	7.64	2.05	6.153
Aug-21	2.119	5.981	2.058	6.412
Sep-21	2.239	6.144	2.071	6.634
Oct-21	2.043	7.042	2.086	6.812
Nov-21	1.608	6.678	2.099	6.936
Dec-21	2.361	6.999	2.106	7.003
Jan-22	4.039	8.035	2.107	7.016
Feb-22	1.893	7.572	2.101	6.979
Mar-22	2.36	6.534	2.089	6.894
Apr-22	2.135	5.975	2.072	6.764
May-22	2.022	6.831	2.052	6.593
Jun-22	2.207	6.224	2.032	6.388
Jul-22	1.658	7.667	2.014	6.162
Aug-22	2.22	6.099	2.003	5.936
Sep-22	1.49	5.714	2.006	5.729
Oct-22	2.365	5.483	2.022	5.549
Nov-22	0.949	5.44	2.053	5.401
Dec-22	1.897	5.066	2.093	5.293
Jan-23	1.857	5.087	2.136	5.227
Feb-23	2.879	4.938	2.177	5.201
Mar-23	2.292	4.994	2.211	5.215
Apr-23	3.346	5.527	2.236	5.263
May-23	2.604	5.779	2.252	5.33
Jun-23	2.283	5.186	2.261	5.4
Jul-23	1.776	5.19	2.264	5.464
Aug-23	2.097	5.729	2.267	5.511
Sep-23	2.32	5.924	2.271	5.539
Oct-23	2.348	5.703	2.279	5.551
Nov-23	2.237	5.341	2.293	5.554

New loan commitments, business finance by purpose (seasonally adjusted and trend), values, Australia

[" ","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

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[]

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Any missing data points in the series above are not available for publication.

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

			Nov-2023 ($b)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)		17.86	0.5	10.6
		Construction of dwellings	1.65	0.7	-12.4
		Purchase of newly erected dwellings	0.99	2.5	4.2
		Purchase of existing dwellings	13.89	-0.1	14.1
	First home buyers		5.25	2.8	25.8
Investor
	Total housing (a)		9.72	1.9	18.0

Number of new loan commitments by purpose (seasonally adjusted)

			Nov-2023 (No.)	Month percent change (%)	Year percent change (%)
Owner occupier
	Total housing (a)
		Construction of dwellings	2 691	-2.2	-19.1
		Purchase of newly erected dwellings	1 696	3.2	1.9
		Purchase of existing dwellings	22 952	1.2	12.0
	First home buyers		10 395	3.5	20.3
Investor
	Total housing (a)

Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.
There is no seasonally adjusted or trend data available for the number of owner occupiers or investors for total housing as the data was collected from July 2019.

In November 2023, in seasonally adjusted terms, the value of new loan commitments:

to owner occupiers rose 0.5%, after a rise of 8.3% in October
to investors rose 1.9%, after a rise of 4.9% in October

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia
	Owner occupier (ex. refinancing) (%)	Investor (ex. refinancing) (%)
Nov-21	6.3	3.3
Dec-21	0.8	2.9
Jan-22	3.4	4
Feb-22	-4.9	0.1
Mar-22	-1.6	-0.9
Apr-22	-3.8	-1.5
May-22	0.9	-2.9
Jun-22	-3	-5.5
Jul-22	-4.4	-7.7
Aug-22	-2.7	-2.8
Sep-22	-4.1	-4.1
Oct-22	-4.2	-3.1
Nov-22	-5.1	-3.1
Dec-22	-3.9	-4.4
Jan-23	-1.8	-2.2
Feb-23	-1.1	-0.2
Mar-23	4.7	3.5
Apr-23	-1.1	0.4
May-23	5.2	7.4
Jun-23	-2.9	0.5
Jul-23	-1.1	0.7
Aug-23	2.8	1.7
Sep-23	1.4	3
Oct-23	8.3	4.9
Nov-23	0.5	1.9

New loan commitments for housing by purpose (seasonally adjusted), monthly growth in value, Australia

[" ","Owner occupier (ex. refinancing)","Investor (ex. refinancing)"]

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[]

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In November 2023, in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

for the purchase of existing dwellings fell 0.1% but was 14.1% higher compared to a year ago
for the construction of new dwellings rose 0.7% but was 12.4% lower compared to a year ago
for the purchase of new dwellings rose 2.5% and was 4.2% higher compared to a year ago

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia
	Construction of dwellings ($b)	Purchase of newly erected dwellings ($b)	Purchase of existing dwellings ($b)	Alterations, additions and repairs ($b)	Purchase of residential land ($b)
Nov-05	0.812	0.512	6.746	0.32	0.461
Dec-05	0.835	0.542	6.713	0.329	0.463
Jan-06	0.857	0.534	6.757	0.329	0.48
Feb-06	0.865	0.584	6.905	0.323	0.503
Mar-06	0.848	0.593	7.001	0.335	0.497
Apr-06	0.851	0.627	7.114	0.345	0.492
May-06	0.855	0.634	7.244	0.34	0.446
Jun-06	0.896	0.618	7.187	0.344	0.471
Jul-06	0.952	0.607	7.399	0.364	0.465
Aug-06	0.937	0.574	7.167	0.352	0.464
Sep-06	0.905	0.555	6.916	0.327	0.47
Oct-06	0.916	0.575	6.979	0.334	0.472
Nov-06	0.918	0.578	6.938	0.334	0.464
Dec-06	0.916	0.526	7.123	0.338	0.499
Jan-07	0.932	0.616	7.175	0.334	0.518
Feb-07	0.908	0.641	7.382	0.325	0.511
Mar-07	0.925	0.68	7.633	0.321	0.52
Apr-07	0.93	0.624	7.875	0.33	0.514
May-07	0.935	0.678	8.205	0.331	0.543
Jun-07	0.991	0.761	8.687	0.331	0.573
Jul-07	0.959	0.692	8.252	0.315	0.564
Aug-07	0.998	0.7	8.406	0.338	0.609
Sep-07	1.027	0.649	7.932	0.312	0.533
Oct-07	1.05	0.576	8.218	0.318	0.604
Nov-07	0.987	0.543	8.22	0.317	0.592
Dec-07	0.992	0.497	8.003	0.304	0.565
Jan-08	0.999	0.489	8.326	0.347	0.627
Feb-08	1.002	0.481	7.57	0.328	0.526
Mar-08	0.996	0.402	6.974	0.296	0.477
Apr-08	0.961	0.391	6.566	0.294	0.494
May-08	0.921	0.367	6.23	0.288	0.39
Jun-08	0.888	0.42	6.133	0.288	0.466
Jul-08	0.874	0.388	6.13	0.291	0.451
Aug-08	0.841	0.348	6.066	0.282	0.427
Sep-08	0.834	0.402	6.246	0.333	0.43
Oct-08	0.861	0.429	6.499	0.334	0.436
Nov-08	0.839	0.475	6.404	0.35	0.487
Dec-08	0.915	0.503	7.078	0.35	0.523
Jan-09	1.01	0.551	7.726	0.374	0.564
Feb-09	1.054	0.589	8.14	0.383	0.616
Mar-09	1.189	0.643	9.049	0.388	0.697
Apr-09	1.306	0.63	8.914	0.381	0.7
May-09	1.346	0.615	8.785	0.38	0.708
Jun-09	1.37	0.607	8.931	0.364	0.693
Jul-09	1.381	0.603	8.715	0.364	0.706
Aug-09	1.406	0.633	8.518	0.346	0.726
Sep-09	1.505	0.647	8.952	0.34	0.742
Oct-09	1.675	0.613	8.409	0.329	0.777
Nov-09	1.542	0.579	7.974	0.315	0.674
Dec-09	1.453	0.582	7.669	0.301	0.6
Jan-10	1.4	0.519	7.322	0.29	0.581
Feb-10	1.361	0.544	7.02	0.292	0.576
Mar-10	1.269	0.548	6.943	0.286	0.558
Apr-10	1.184	0.558	6.803	0.283	0.529
May-10	1.138	0.566	6.935	0.281	0.514
Jun-10	1.087	0.569	6.684	0.27	0.518
Jul-10	1.11	0.588	6.774	0.271	0.547
Aug-10	1.124	0.539	6.773	0.269	0.516
Sep-10	1.103	0.569	6.697	0.272	0.512
Oct-10	1.098	0.609	6.65	0.289	0.514
Nov-10	1.162	0.709	6.672	0.272	0.507
Dec-10	1.13	0.599	6.867	0.275	0.574
Jan-11	1.054	0.591	6.626	0.241	0.496
Feb-11	1.083	0.509	6.586	0.257	0.438
Mar-11	1.053	0.523	6.532	0.268	0.455
Apr-11	1.085	0.552	6.64	0.261	0.467
May-11	1.172	0.613	6.526	0.266	0.503
Jun-11	1.082	0.589	6.597	0.275	0.554
Jul-11	1.089	0.591	6.621	0.26	0.473
Aug-11	1.059	0.615	6.609	0.277	0.481
Sep-11	1.082	0.575	6.395	0.268	0.479
Oct-11	1.048	0.566	6.519	0.242	0.483
Nov-11	1.081	0.592	6.571	0.256	0.467
Dec-11	1.065	0.621	6.949	0.25	0.515
Jan-12	1.086	0.622	6.931	0.271	0.48
Feb-12	1.13	0.549	6.27	0.247	0.487
Mar-12	1.093	0.584	6.326	0.243	0.458
Apr-12	1.113	0.636	6.424	0.244	0.5
May-12	1.154	0.579	6.622	0.239	0.518
Jun-12	1.183	0.584	6.678	0.24	0.567
Jul-12	1.206	0.551	6.773	0.243	0.501
Aug-12	1.173	0.561	6.968	0.241	0.497
Sep-12	1.129	0.591	7.042	0.242	0.496
Oct-12	1.116	0.578	6.923	0.248	0.521
Nov-12	1.115	0.546	7.009	0.243	0.52
Dec-12	1.157	0.53	7.057	0.25	0.529
Jan-13	1.141	0.566	7.276	0.236	0.576
Feb-13	1.166	0.53	7.38	0.242	0.558
Mar-13	1.263	0.572	7.667	0.249	0.601
Apr-13	1.253	0.549	7.643	0.239	0.614
May-13	1.229	0.565	7.78	0.245	0.607
Jun-13	1.263	0.488	7.887	0.24	0.598
Jul-13	1.241	0.554	7.907	0.239	0.577
Aug-13	1.268	0.548	7.567	0.243	0.612
Sep-13	1.291	0.536	8.059	0.241	0.627
Oct-13	1.307	0.566	8.15	0.235	0.638
Nov-13	1.338	0.654	8.294	0.239	0.669
Dec-13	1.306	0.585	8.149	0.246	0.659
Jan-14	1.411	0.569	8.276	0.244	0.677
Feb-14	1.445	0.603	8.441	0.253	0.704
Mar-14	1.487	0.59	8.382	0.239	0.677
Apr-14	1.48	0.577	8.38	0.241	0.641
May-14	1.501	0.591	8.264	0.248	0.627
Jun-14	1.496	0.64	8.354	0.24	0.649
Jul-14	1.497	0.627	8.271	0.244	0.652
Aug-14	1.432	0.64	8.04	0.235	0.623
Sep-14	1.487	0.623	8.145	0.236	0.628
Oct-14	1.536	0.629	8.327	0.244	0.681
Nov-14	1.451	0.646	7.998	0.238	0.631
Dec-14	1.446	0.607	8.528	0.223	0.57
Jan-15	1.464	0.599	8.653	0.254	0.566
Feb-15	1.424	0.689	8.376	0.245	0.554
Mar-15	1.459	0.695	8.786	0.256	0.532
Apr-15	1.517	0.714	8.754	0.262	0.547
May-15	1.403	0.682	8.265	0.254	0.528
Jun-15	1.385	0.722	9.035	0.274	0.568
Jul-15	1.371	0.8	9.29	0.266	0.597
Aug-15	1.407	0.798	10.121	0.276	0.614
Sep-15	1.444	0.933	10.324	0.265	0.6
Oct-15	1.437	0.851	10.008	0.264	0.586
Nov-15	1.48	0.835	9.817	0.272	0.583
Dec-15	1.48	0.899	9.651	0.269	0.602
Jan-16	1.469	0.888	9.355	0.26	0.533
Feb-16	1.431	0.863	9.529	0.274	0.627
Mar-16	1.431	0.835	9.258	0.276	0.66
Apr-16	1.459	0.884	9.437	0.279	0.666
May-16	1.489	0.892	9.455	0.265	0.663
Jun-16	1.443	0.906	9.451	0.268	0.628
Jul-16	1.458	0.851	9.202	0.276	0.644
Aug-16	1.51	0.867	9.037	0.268	0.631
Sep-16	1.497	0.868	9.177	0.276	0.643
Oct-16	1.494	0.888	9.324	0.264	0.633
Nov-16	1.474	0.922	9.394	0.271	0.648
Dec-16	1.501	0.925	9.659	0.267	0.71
Jan-17	1.474	0.955	9.82	0.282	0.669
Feb-17	1.472	0.874	9.851	0.28	0.715
Mar-17	1.514	1.003	10.193	0.279	0.726
Apr-17	1.609	0.984	10.186	0.29	0.773
May-17	1.622	0.987	10.079	0.293	0.833
Jun-17	1.667	1.018	10.166	0.282	0.791
Jul-17	1.806	1.042	10.36	0.259	0.786
Aug-17	1.714	1.051	10.643	0.293	0.789
Sep-17	1.642	1.086	10.444	0.317	0.815
Oct-17	1.639	1.067	10.294	0.297	0.824
Nov-17	1.647	1.026	10.386	0.287	0.8
Dec-17	1.609	1.042	10.266	0.28	0.794
Jan-18	1.706	1.044	10.335	0.28	0.847
Feb-18	1.561	1.12	10.484	0.245	0.774
Mar-18	1.552	1.063	10.219	0.238	0.778
Apr-18	1.514	1.051	10.21	0.23	0.781
May-18	1.534	1.084	10.532	0.231	0.811
Jun-18	1.65	1.033	10.192	0.224	0.847
Jul-18	1.777	1.014	10.12	0.212	0.814
Aug-18	1.577	0.957	9.795	0.212	0.789
Sep-18	1.461	0.93	9.574	0.209	0.725
Oct-18	1.522	0.929	9.835	0.206	0.718
Nov-18	1.495	0.9	9.155	0.209	0.699
Dec-18	1.411	0.842	8.577	0.252	0.726
Jan-19	1.41	0.807	8.569	0.185	0.75
Feb-19	1.505	0.799	9.028	0.211	0.592
Mar-19	1.492	0.745	8.663	0.202	0.527
Apr-19	1.442	0.818	8.702	0.201	0.616
May-19	1.453	0.814	8.419	0.201	0.611
Jun-19	1.45	0.757	8.771	0.202	0.641
Jul-19	1.486	0.86	8.983	0.207	0.632
Aug-19	1.458	0.975	9.294	0.209	0.679
Sep-19	1.502	1.026	9.602	0.211	0.692
Oct-19	1.502	1.018	9.997	0.244	0.713
Nov-19	1.53	1.112	10.398	0.207	0.741
Dec-19	1.565	1.083	10.578	0.208	0.731
Jan-20	1.64	1.078	10.623	0.207	0.75
Feb-20	1.701	1.062	10.281	0.214	0.763
Mar-20	1.607	1.061	10.546	0.196	0.766
Apr-20	1.694	1.071	9.664	0.214	0.747
May-20	1.672	1.053	8.443	0.22	0.658
Jun-20	1.622	1.05	9.144	0.221	0.765
Jul-20	1.808	1.103	10.108	0.224	1.067
Aug-20	2.154	1.178	11.477	0.215	1.344
Sep-20	2.621	1.224	12.014	0.23	1.385
Oct-20	2.816	1.226	12.067	0.274	1.372
Nov-20	2.98	1.304	12.553	0.277	1.328
Dec-20	3.375	1.394	13.17	0.295	1.368
Jan-21	3.992	1.449	14.66	0.309	1.334
Feb-21	4.187	1.518	14.47	0.328	1.31
Mar-21	3.565	1.538	15.298	0.318	1.241
Apr-21	3.267	1.549	16.177	0.393	1.19
May-21	3.176	1.507	16.617	0.458	1.059
Jun-21	2.549	1.588	16.76	0.48	0.903
Jul-21	2.649	1.525	17.024	0.494	0.949
Aug-21	2.486	1.439	16.445	0.494	0.893
Sep-21	2.339	1.344	16.181	0.502	0.887
Oct-21	2.126	1.207	15.713	0.502	0.874
Nov-21	2.254	1.286	16.651	0.608	0.901
Dec-21	2.187	1.317	16.946	0.532	0.896
Jan-22	2.163	1.29	17.794	0.492	0.879
Feb-22	2.2	1.211	16.665	0.56	0.863
Mar-22	2.177	1.209	16.356	0.587	0.828
Apr-22	2.192	1.152	15.635	0.609	0.758
May-22	2.327	1.156	15.599	0.651	0.787
Jun-22	2.352	1.099	15.074	0.598	0.788
Jul-22	2.322	1.08	14.276	0.594	0.771
Aug-22	2.295	0.999	13.919	0.547	0.763
Sep-22	2.151	1.001	13.384	0.515	0.723
Oct-22	2.041	1.014	12.732	0.554	0.678
Nov-22	1.885	0.949	12.173	0.508	0.629
Dec-22	1.78	0.928	11.727	0.529	0.546
Jan-23	1.676	0.888	11.629	0.476	0.569
Feb-23	1.577	0.891	11.559	0.457	0.583
Mar-23	1.589	0.922	12.129	0.512	0.617
Apr-23	1.5	0.907	12.08	0.484	0.617
May-23	1.535	0.952	12.794	0.464	0.654
Jun-23	1.574	0.94	12.194	0.515	0.709
Jul-23	1.5	0.928	12.261	0.497	0.568
Aug-23	1.52	0.924	12.595	0.52	0.642
Sep-23	1.526	0.945	12.854	0.515	0.581
Oct-23	1.64	0.964	13.907	0.569	0.7
Nov-23	1.652	0.988	13.888	0.649	0.684

New loan commitments for owner occupier housing by purpose (seasonally adjusted), values, Australia

[" ","Construction of dwellings","Purchase of newly erected dwellings","Purchase of existing dwellings","Alterations, additions and repairs","Purchase of residential land"]

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For periods prior to July 2019, statistics on owner occupier commitments for residential land are modelled using data about the total value of commitments for residential land.
Users can hide/unhide series in the graph by clicking the legend above (e.g. toggle the "purchase of existing dwellings" series for a closer look at the other purposes of owner occupier lending).

In November 2023, in seasonally adjusted terms for owner-occupier housing, the value of new loan commitments:

in Queensland rose 3.3%, in Victoria rose 2.0%, in South Australia rose 6.9%, in the Australian Capital Territory rose 9.4% and in the Northern Territory rose 6.0%
in New South Wales fell 1.1%, in Western Australia fell 2.9% and in Tasmania fell 15.2%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for owner occupier housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Nov-05	2.591	1.976	1.971	0.623	1.279	0.145	0.121	0.13
Dec-05	2.616	2.009	1.943	0.611	1.336	0.147	0.108	0.129
Jan-06	2.582	1.955	1.98	0.597	1.391	0.167	0.117	0.122
Feb-06	2.653	1.999	2.002	0.673	1.418	0.16	0.113	0.131
Mar-06	2.703	1.974	2.063	0.669	1.464	0.169	0.117	0.15
Apr-06	2.785	2.021	2.058	0.686	1.455	0.168	0.113	0.133
May-06	2.808	2.03	2.124	0.703	1.48	0.148	0.114	0.136
Jun-06	2.764	1.946	2.135	0.69	1.493	0.168	0.107	0.133
Jul-06	2.734	2.099	2.282	0.711	1.582	0.167	0.104	0.159
Aug-06	2.671	2.048	2.187	0.698	1.434	0.173	0.109	0.154
Sep-06	2.558	2.016	2.143	0.716	1.346	0.184	0.094	0.163
Oct-06	2.578	2.053	2.185	0.689	1.318	0.158	0.089	0.168
Nov-06	2.616	2.048	2.199	0.688	1.299	0.165	0.086	0.169
Dec-06	2.604	2.093	2.262	0.665	1.369	0.169	0.091	0.17
Jan-07	2.711	2.099	2.308	0.686	1.32	0.16	0.094	0.145
Feb-07	2.739	2.119	2.403	0.723	1.341	0.161	0.082	0.182
Mar-07	2.849	2.197	2.49	0.739	1.345	0.172	0.106	0.196
Apr-07	2.923	2.249	2.589	0.732	1.35	0.176	0.085	0.184
May-07	2.942	2.393	2.663	0.752	1.454	0.197	0.082	0.206
Jun-07	3.176	2.422	2.736	0.783	1.649	0.203	0.101	0.206
Jul-07	3.016	2.251	2.719	0.763	1.552	0.194	0.1	0.208
Aug-07	3.059	2.431	2.76	0.779	1.506	0.183	0.084	0.201
Sep-07	2.858	2.403	2.595	0.774	1.434	0.194	0.092	0.181
Oct-07	3.107	2.392	2.582	0.781	1.391	0.199	0.094	0.182
Nov-07	2.998	2.423	2.607	0.775	1.409	0.198	0.093	0.187
Dec-07	2.938	2.373	2.518	0.776	1.363	0.178	0.087	0.194
Jan-08	3.112	2.414	2.527	0.759	1.468	0.195	0.075	0.198
Feb-08	2.768	2.34	2.358	0.698	1.276	0.196	0.084	0.181
Mar-08	2.572	2.195	2.078	0.654	1.209	0.2	0.071	0.164
Apr-08	2.454	2.067	1.94	0.661	1.147	0.175	0.098	0.177
May-08	2.364	2	1.846	0.597	1.016	0.134	0.08	0.155
Jun-08	2.313	1.989	1.788	0.613	1.073	0.147	0.076	0.172
Jul-08	2.31	1.937	1.766	0.612	1.136	0.142	0.085	0.161
Aug-08	2.314	1.878	1.649	0.64	1.06	0.148	0.082	0.176
Sep-08	2.306	2.014	1.828	0.638	1.075	0.147	0.087	0.17
Oct-08	2.326	2.061	1.895	0.642	1.129	0.165	0.105	0.21
Nov-08	2.348	2.105	1.959	0.68	1.07	0.181	0.099	0.161
Dec-08	2.683	2.212	2.084	0.726	1.166	0.191	0.11	0.203
Jan-09	2.946	2.361	2.306	0.795	1.26	0.207	0.108	0.224
Feb-09	3.309	2.415	2.374	0.83	1.327	0.225	0.125	0.218
Mar-09	3.579	2.776	2.676	0.84	1.447	0.228	0.137	0.262
Apr-09	3.469	2.758	2.699	0.852	1.51	0.225	0.134	0.256
May-09	3.441	2.74	2.651	0.864	1.548	0.198	0.127	0.254
Jun-09	3.509	2.757	2.667	0.833	1.591	0.222	0.109	0.253
Jul-09	3.437	2.83	2.569	0.853	1.57	0.219	0.115	0.229
Aug-09	3.361	2.837	2.562	0.804	1.528	0.2	0.117	0.229
Sep-09	3.547	2.938	2.59	0.81	1.733	0.208	0.115	0.267
Oct-09	3.302	2.946	2.485	0.791	1.681	0.214	0.117	0.232
Nov-09	3.069	2.82	2.323	0.729	1.654	0.198	0.1	0.22
Dec-09	2.895	2.719	2.238	0.71	1.533	0.181	0.097	0.224
Jan-10	2.747	2.659	2.086	0.676	1.428	0.168	0.096	0.202
Feb-10	2.618	2.713	2.007	0.619	1.386	0.16	0.105	0.206
Mar-10	2.653	2.605	1.952	0.639	1.27	0.158	0.086	0.196
Apr-10	2.702	2.578	1.844	0.623	1.209	0.158	0.084	0.182
May-10	2.754	2.594	1.834	0.641	1.151	0.149	0.088	0.184
Jun-10	2.63	2.565	1.794	0.598	1.12	0.144	0.076	0.18
Jul-10	2.718	2.699	1.778	0.605	1.093	0.15	0.067	0.187
Aug-10	2.703	2.669	1.746	0.623	1.11	0.154	0.076	0.189
Sep-10	2.689	2.558	1.734	0.607	1.135	0.152	0.088	0.199
Oct-10	2.645	2.632	1.742	0.607	1.122	0.14	0.071	0.182
Nov-10	2.71	2.64	1.778	0.65	1.146	0.137	0.076	0.195
Dec-10	2.797	2.675	1.761	0.626	1.157	0.145	0.07	0.189
Jan-11	2.758	2.566	1.512	0.619	1.118	0.155	0.079	0.186
Feb-11	2.711	2.572	1.526	0.592	1.125	0.148	0.069	0.188
Mar-11	2.682	2.563	1.54	0.561	1.093	0.145	0.077	0.178
Apr-11	2.714	2.537	1.587	0.565	1.135	0.154	0.073	0.195
May-11	2.748	2.549	1.575	0.6	1.156	0.156	0.074	0.203
Jun-11	2.807	2.543	1.585	0.583	1.155	0.146	0.079	0.195
Jul-11	2.734	2.517	1.676	0.564	1.125	0.151	0.074	0.198
Aug-11	2.751	2.56	1.716	0.548	1.122	0.147	0.076	0.175
Sep-11	2.739	2.414	1.534	0.623	1.124	0.137	0.079	0.184
Oct-11	2.812	2.361	1.571	0.569	1.114	0.135	0.071	0.193
Nov-11	2.854	2.348	1.65	0.553	1.147	0.134	0.076	0.186
Dec-11	3.172	2.339	1.732	0.554	1.158	0.132	0.088	0.186
Jan-12	3.054	2.416	1.83	0.526	1.221	0.135	0.085	0.185
Feb-12	2.518	2.355	1.648	0.539	1.218	0.131	0.086	0.186
Mar-12	2.418	2.355	1.694	0.539	1.277	0.12	0.099	0.176
Apr-12	2.526	2.425	1.769	0.531	1.253	0.119	0.092	0.18
May-12	2.566	2.51	1.802	0.538	1.274	0.131	0.088	0.186
Jun-12	2.599	2.589	1.761	0.554	1.329	0.141	0.099	0.188
Jul-12	2.641	2.519	1.742	0.555	1.41	0.133	0.109	0.194
Aug-12	2.723	2.522	1.82	0.559	1.481	0.135	0.1	0.201
Sep-12	2.726	2.529	1.802	0.537	1.453	0.137	0.097	0.192
Oct-12	2.646	2.518	1.84	0.551	1.37	0.138	0.097	0.198
Nov-12	2.667	2.508	1.828	0.557	1.474	0.146	0.104	0.202
Dec-12	2.525	2.592	1.839	0.553	1.556	0.138	0.101	0.193
Jan-13	2.725	2.591	1.833	0.592	1.614	0.132	0.107	0.188
Feb-13	2.766	2.59	1.873	0.609	1.593	0.135	0.096	0.204
Mar-13	2.917	2.699	1.936	0.62	1.672	0.145	0.09	0.211
Apr-13	2.947	2.651	1.902	0.636	1.717	0.135	0.092	0.211
May-13	2.974	2.683	1.967	0.624	1.71	0.144	0.098	0.203
Jun-13	2.948	2.687	2.017	0.673	1.698	0.141	0.106	0.216
Jul-13	3.001	2.635	2.041	0.67	1.664	0.146	0.116	0.232
Aug-13	2.976	2.625	1.918	0.625	1.671	0.158	0.1	0.261
Sep-13	3.083	2.733	2.047	0.677	1.688	0.164	0.102	0.26
Oct-13	3.187	2.666	2.101	0.733	1.702	0.179	0.111	0.213
Nov-13	3.264	2.855	2.144	0.683	1.761	0.164	0.104	0.224
Dec-13	3.199	2.78	2.117	0.688	1.69	0.167	0.088	0.227
Jan-14	3.196	2.818	2.215	0.686	1.755	0.163	0.104	0.24
Feb-14	3.275	2.865	2.285	0.672	1.785	0.171	0.126	0.242
Mar-14	3.241	2.865	2.224	0.685	1.771	0.172	0.112	0.239
Apr-14	3.315	2.879	2.177	0.694	1.673	0.184	0.117	0.225
May-14	3.186	2.838	2.177	0.69	1.806	0.157	0.125	0.228
Jun-14	3.289	2.889	2.172	0.696	1.894	0.182	0.104	0.209
Jul-14	3.242	2.961	2.171	0.7	1.722	0.164	0.113	0.237
Aug-14	3.112	2.857	2.199	0.671	1.701	0.165	0.126	0.234
Sep-14	3.172	2.832	2.231	0.683	1.644	0.174	0.126	0.238
Oct-14	3.335	2.952	2.213	0.683	1.695	0.166	0.127	0.236
Nov-14	3.089	2.869	2.183	0.677	1.652	0.153	0.106	0.238
Dec-14	3.391	2.935	2.149	0.699	1.644	0.157	0.115	0.248
Jan-15	3.545	3.018	2.18	0.738	1.541	0.179	0.102	0.259
Feb-15	3.431	2.847	2.21	0.677	1.582	0.163	0.102	0.266
Mar-15	3.648	3.029	2.244	0.692	1.607	0.168	0.101	0.248
Apr-15	3.553	3.071	2.333	0.682	1.578	0.159	0.107	0.265
May-15	3.334	2.943	2.218	0.667	1.469	0.15	0.093	0.25
Jun-15	3.842	3.215	2.248	0.654	1.53	0.154	0.092	0.262
Jul-15	4.009	3.31	2.331	0.702	1.498	0.162	0.081	0.233
Aug-15	4.432	3.771	2.325	0.72	1.462	0.158	0.093	0.262
Sep-15	4.712	3.696	2.347	0.739	1.496	0.156	0.092	0.28
Oct-15	4.429	3.699	2.305	0.717	1.456	0.158	0.086	0.271
Nov-15	4.307	3.772	2.228	0.73	1.41	0.163	0.101	0.286
Dec-15	4.271	3.657	2.348	0.727	1.403	0.169	0.072	0.27
Jan-16	4.122	3.552	2.278	0.689	1.369	0.171	0.097	0.27
Feb-16	4.215	3.614	2.313	0.712	1.352	0.158	0.093	0.259
Mar-16	4.037	3.56	2.297	0.725	1.338	0.156	0.088	0.276
Apr-16	4.127	3.62	2.332	0.75	1.34	0.164	0.082	0.293
May-16	4.149	3.599	2.388	0.771	1.319	0.17	0.08	0.297
Jun-16	4.181	3.56	2.381	0.747	1.291	0.174	0.078	0.292
Jul-16	4.081	3.417	2.334	0.753	1.324	0.178	0.078	0.269
Aug-16	4.011	3.339	2.401	0.741	1.299	0.179	0.082	0.271
Sep-16	4.021	3.445	2.444	0.74	1.279	0.19	0.071	0.24
Oct-16	4.014	3.53	2.45	0.745	1.271	0.186	0.08	0.266
Nov-16	4.139	3.597	2.423	0.736	1.282	0.198	0.077	0.276
Dec-16	4.338	3.722	2.453	0.737	1.292	0.192	0.079	0.295
Jan-17	4.43	3.762	2.486	0.747	1.246	0.19	0.071	0.306
Feb-17	4.337	3.811	2.425	0.773	1.297	0.184	0.072	0.283
Mar-17	4.645	3.912	2.494	0.791	1.277	0.21	0.102	0.324
Apr-17	4.618	3.953	2.561	0.771	1.281	0.185	0.078	0.301
May-17	4.664	3.971	2.539	0.759	1.296	0.201	0.07	0.335
Jun-17	4.635	4.075	2.54	0.778	1.328	0.192	0.083	0.341
Jul-17	4.726	4.226	2.574	0.758	1.326	0.194	0.078	0.329
Aug-17	5.037	4.318	2.527	0.737	1.314	0.2	0.076	0.33
Sep-17	4.803	4.367	2.469	0.749	1.257	0.192	0.086	0.353
Oct-17	4.573	4.323	2.496	0.744	1.292	0.207	0.082	0.333
Nov-17	4.651	4.333	2.544	0.773	1.248	0.22	0.062	0.333
Dec-17	4.615	4.313	2.515	0.777	1.22	0.212	0.087	0.332
Jan-18	4.66	4.34	2.508	0.768	1.282	0.2	0.073	0.333
Feb-18	4.778	4.355	2.452	0.774	1.167	0.202	0.084	0.341
Mar-18	4.558	4.263	2.485	0.736	1.167	0.21	0.069	0.344
Apr-18	4.617	4.088	2.43	0.723	1.189	0.221	0.075	0.375
May-18	4.797	4.329	2.541	0.788	1.185	0.217	0.076	0.333
Jun-18	4.626	4.287	2.569	0.761	1.141	0.219	0.076	0.328
Jul-18	4.447	4.345	2.586	0.794	1.139	0.234	0.072	0.328
Aug-18	4.413	4.105	2.394	0.797	1.044	0.209	0.07	0.337
Sep-18	4.23	3.867	2.31	0.735	1.126	0.208	0.076	0.316
Oct-18	4.157	3.93	2.381	0.806	1.174	0.245	0.064	0.356
Nov-18	3.922	3.804	2.228	0.765	1.152	0.225	0.068	0.348
Dec-18	3.761	3.633	2.053	0.756	1.025	0.226	0.06	0.323
Jan-19	3.651	3.528	2.111	0.762	1.045	0.219	0.069	0.289
Feb-19	3.927	3.577	2.191	0.754	1.012	0.23	0.058	0.317
Mar-19	3.665	3.545	2.106	0.727	1.024	0.206	0.064	0.291
Apr-19	3.805	3.499	2.093	0.729	1.018	0.208	0.079	0.288
May-19	3.7	3.551	2.079	0.691	1.008	0.204	0.07	0.282
Jun-19	3.786	3.617	2.149	0.717	1.029	0.217	0.063	0.275
Jul-19	3.944	3.71	2.19	0.696	1.035	0.211	0.065	0.308
Aug-19	4.126	3.844	2.283	0.741	1.085	0.217	0.055	0.323
Sep-19	4.279	3.89	2.356	0.758	1.11	0.231	0.061	0.308
Oct-19	4.444	4.12	2.357	0.742	1.096	0.216	0.057	0.342
Nov-19	4.722	4.292	2.443	0.813	1.15	0.221	0.056	0.348
Dec-19	4.744	4.473	2.509	0.803	1.149	0.208	0.063	0.366
Jan-20	4.828	4.429	2.375	0.775	1.142	0.22	0.062	0.362
Feb-20	4.472	4.252	2.546	0.767	1.187	0.229	0.06	0.361
Mar-20	4.947	4.204	2.479	0.752	1.149	0.223	0.06	0.344
Apr-20	4.802	4.193	2.006	0.708	0.972	0.211	0.058	0.356
May-20	3.967	4.04	2.002	0.662	0.908	0.183	0.052	0.335
Jun-20	4.354	3.741	2.405	0.772	1.036	0.212	0.058	0.351
Jul-20	4.869	4.025	2.688	0.852	1.23	0.226	0.078	0.342
Aug-20	5.341	4.684	3.098	0.952	1.444	0.305	0.075	0.457
Sep-20	5.908	4.33	3.553	1.075	1.792	0.302	0.091	0.479
Oct-20	5.872	4.028	3.673	1.106	2.029	0.307	0.098	0.457
Nov-20	6.082	4.729	3.61	1.023	2.022	0.291	0.107	0.449
Dec-20	6.367	5.586	3.794	1.007	2.144	0.31	0.096	0.479
Jan-21	6.666	6.148	4.16	1.131	2.377	0.326	0.106	0.589
Feb-21	6.492	6.412	4.086	1.249	2.429	0.334	0.12	0.477
Mar-21	6.91	6.424	4.147	1.197	2.227	0.314	0.116	0.48
Apr-21	7.367	6.875	4.144	1.213	2.162	0.31	0.118	0.489
May-21	7.515	6.923	4.066	1.167	2.246	0.302	0.13	0.526
Jun-21	7.64	6.615	4.045	1.174	2.063	0.297	0.111	0.56
Jul-21	7.732	6.672	4.067	1.119	2.07	0.281	0.123	0.539
Aug-21	7.418	6.486	3.985	1.118	1.992	0.264	0.118	0.503
Sep-21	7.412	5.695	4.021	1.138	2.045	0.273	0.102	0.488
Oct-21	6.584	5.767	3.943	1.12	1.977	0.272	0.099	0.415
Nov-21	7.257	6.48	3.977	1.124	2.024	0.281	0.115	0.497
Dec-21	7.409	6.591	3.976	1.132	2.047	0.286	0.105	0.492
Jan-22	7.552	6.633	3.889	1.153	2.07	0.267	0.107	0.636
Feb-22	6.917	6.488	3.833	1.096	2.106	0.274	0.107	0.48
Mar-22	6.848	6.412	3.852	1.099	2.062	0.276	0.108	0.523
Apr-22	6.56	6.113	3.792	1.102	2.018	0.289	0.107	0.508
May-22	6.454	6.405	3.878	1.148	1.959	0.293	0.094	0.553
Jun-22	6.28	5.892	3.828	1.161	1.888	0.284	0.112	0.514
Jul-22	5.976	5.67	3.626	1.103	1.786	0.277	0.119	0.494
Aug-22	5.659	5.519	3.592	1.036	1.884	0.288	0.12	0.536
Sep-22	5.407	5.162	3.372	1.008	1.737	0.275	0.103	0.487
Oct-22	5.172	5.009	3.235	0.968	1.756	0.259	0.097	0.44
Nov-22	5.018	4.696	3.138	0.924	1.669	0.248	0.086	0.412
Dec-22	4.81	4.513	2.992	0.925	1.635	0.247	0.091	0.353
Jan-23	4.558	4.145	3.011	0.901	1.589	0.242	0.098	0.402
Feb-23	4.848	4.274	2.868	0.872	1.551	0.228	0.077	0.393
Mar-23	4.946	4.394	3.152	0.949	1.621	0.24	0.095	0.4
Apr-23	4.798	4.408	3.129	0.953	1.617	0.239	0.075	0.385
May-23	5.292	4.708	3.233	0.963	1.725	0.268	0.079	0.382
Jun-23	5.041	4.573	3.159	0.923	1.691	0.232	0.08	0.368
Jul-23	5.058	4.395	3.057	0.871	1.61	0.208	0.063	0.365
Aug-23	5.182	4.599	3.143	0.981	1.684	0.241	0.084	0.357
Sep-23	5.202	4.819	3.194	0.957	1.585	0.224	0.077	0.376
Oct-23	5.539	5	3.39	0.996	1.926	0.259	0.084	0.384
Nov-23	5.48	5.102	3.503	1.065	1.87	0.219	0.089	0.42

New loan commitments for owner occupier housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In November 2023, in seasonally adjusted terms for investor housing, the value of new loan commitments:

in Queensland rose 3.7%, in Victoria rose 2.2%, in the Australian Capital Territory rose 18.4%, in South Australia rose 6.1%, in Western Australia rose 0.5% and in the Northern Territory rose 6.9%
in New South Wales fell 1.4% and in Tasmania fell 11.8%

The Tasmania, Northern Territory, and Australian Capital Territory series are smaller and typically more volatile.

New loan commitments for investor housing (seasonally adjusted), values, by state
	NSW ($b)	Vic ($b)	Qld ($b)	SA ($b)	WA ($b)	Tas ($b)	NT ($b)	ACT ($b)
Nov-05	1.741	0.978	1.17	0.302	0.84	0.049	0.035	0.084
Dec-05	1.697	0.975	1.134	0.287	0.891	0.045	0.034	0.087
Jan-06	1.689	0.941	1.271	0.296	0.984	0.054	0.031	0.081
Feb-06	1.611	1.003	1.234	0.281	0.995	0.046	0.032	0.07
Mar-06	1.586	0.997	1.221	0.289	1.063	0.063	0.034	0.08
Apr-06	1.419	1.001	1.271	0.292	1.08	0.044	0.035	0.077
May-06	1.719	1.086	1.303	0.307	1.136	0.048	0.035	0.077
Jun-06	1.853	1.104	1.444	0.313	1.128	0.053	0.036	0.087
Jul-06	1.574	1.036	1.28	0.288	1.128	0.056	0.039	0.085
Aug-06	1.571	1.075	1.33	0.306	1.101	0.047	0.039	0.074
Sep-06	1.334	0.959	1.187	0.278	1.063	0.042	0.039	0.073
Oct-06	1.409	0.968	1.226	0.272	0.975	0.052	0.044	0.061
Nov-06	1.361	0.944	1.304	0.277	0.95	0.06	0.038	0.064
Dec-06	1.39	0.983	1.378	0.282	0.975	0.047	0.046	0.078
Jan-07	1.449	1.049	1.481	0.314	0.984	0.05	0.043	0.076
Feb-07	1.513	1.039	1.559	0.339	0.989	0.054	0.048	0.085
Mar-07	1.6	1.126	1.625	0.34	0.952	0.06	0.049	0.083
Apr-07	1.577	1.18	1.667	0.358	0.974	0.061	0.057	0.099
May-07	1.729	1.294	1.772	0.387	1.024	0.064	0.054	0.112
Jun-07	1.933	1.356	1.861	0.42	1.077	0.067	0.051	0.115
Jul-07	1.725	1.349	1.871	0.427	1.056	0.063	0.051	0.112
Aug-07	1.662	1.355	1.75	0.442	1.023	0.067	0.049	0.097
Sep-07	1.589	1.388	1.691	0.437	0.961	0.063	0.042	0.107
Oct-07	1.443	1.356	1.738	0.417	0.948	0.05	0.039	0.095
Nov-07	1.547	1.445	1.773	0.426	0.934	0.054	0.038	0.102
Dec-07	1.509	1.477	1.688	0.423	0.906	0.068	0.036	0.093
Jan-08	1.436	1.482	1.637	0.391	0.947	0.067	0.044	0.106
Feb-08	1.38	1.445	1.525	0.414	0.795	0.058	0.048	0.104
Mar-08	1.335	1.337	1.416	0.38	0.714	0.052	0.04	0.093
Apr-08	1.275	1.296	1.348	0.36	0.703	0.057	0.04	0.089
May-08	1.182	1.211	1.21	0.344	0.689	0.052	0.035	0.081
Jun-08	1.173	1.214	1.143	0.336	0.71	0.05	0.038	0.084
Jul-08	1.214	1.155	1.109	0.328	0.708	0.046	0.026	0.075
Aug-08	1.204	1.24	1.108	0.303	0.663	0.045	0.034	0.08
Sep-08	1.293	1.217	1.072	0.29	0.663	0.062	0.051	0.08
Oct-08	1.289	1.256	1.062	0.352	0.672	0.046	0.048	0.095
Nov-08	1.193	1.19	0.965	0.318	0.611	0.054	0.044	0.097
Dec-08	1.283	1.168	1.023	0.32	0.605	0.049	0.035	0.08
Jan-09	1.322	1.221	0.996	0.341	0.581	0.053	0.041	0.103
Feb-09	1.312	1.183	1.004	0.315	0.589	0.059	0.034	0.103
Mar-09	1.329	1.266	1.055	0.335	0.604	0.05	0.051	0.106
Apr-09	1.376	1.29	1.115	0.389	0.649	0.056	0.043	0.11
May-09	1.391	1.241	1.201	0.331	0.669	0.055	0.042	0.103
Jun-09	1.504	1.287	1.221	0.308	0.693	0.047	0.044	0.11
Jul-09	1.484	1.365	1.306	0.375	0.686	0.065	0.058	0.12
Aug-09	1.568	1.394	1.397	0.362	0.801	0.068	0.058	0.124
Sep-09	1.553	1.461	1.24	0.369	0.819	0.073	0.062	0.119
Oct-09	1.53	1.429	1.34	0.364	0.835	0.065	0.074	0.125
Nov-09	1.594	1.569	1.323	0.382	0.898	0.07	0.064	0.123
Dec-09	1.564	1.471	1.334	0.434	0.788	0.067	0.049	0.155
Jan-10	1.598	1.488	1.331	0.392	0.772	0.062	0.052	0.127
Feb-10	1.584	1.577	1.301	0.389	0.79	0.061	0.057	0.121
Mar-10	1.653	1.591	1.318	0.384	0.738	0.063	0.052	0.135
Apr-10	1.671	1.656	1.245	0.381	0.743	0.064	0.047	0.111
May-10	1.738	1.733	1.194	0.399	0.717	0.067	0.054	0.114
Jun-10	1.708	1.722	1.2	0.386	0.71	0.064	0.054	0.114
Jul-10	1.677	1.692	1.112	0.358	0.641	0.058	0.044	0.123
Aug-10	1.562	1.622	1.057	0.381	0.596	0.054	0.046	0.126
Sep-10	1.592	1.613	1.046	0.409	0.601	0.052	0.041	0.125
Oct-10	1.643	1.584	1.03	0.378	0.6	0.063	0.039	0.123
Nov-10	1.559	1.576	1.06	0.37	0.627	0.068	0.037	0.116
Dec-10	1.741	1.59	1.089	0.348	0.576	0.049	0.039	0.119
Jan-11	1.573	1.549	0.909	0.352	0.552	0.049	0.034	0.115
Feb-11	1.69	1.525	0.894	0.369	0.553	0.043	0.03	0.118
Mar-11	1.546	1.459	0.854	0.289	0.547	0.054	0.029	0.111
Apr-11	1.526	1.446	0.869	0.347	0.524	0.049	0.039	0.118
May-11	1.705	1.508	0.883	0.344	0.549	0.05	0.036	0.116
Jun-11	1.572	1.463	0.893	0.324	0.55	0.046	0.043	0.114
Jul-11	1.582	1.467	0.907	0.321	0.532	0.048	0.038	0.113
Aug-11	1.582	1.478	0.959	0.358	0.582	0.06	0.034	0.121
Sep-11	1.572	1.439	1.007	0.316	0.591	0.055	0.04	0.119
Oct-11	1.538	1.361	1.003	0.314	0.565	0.051	0.032	0.116
Nov-11	1.598	1.379	1.028	0.308	0.584	0.045	0.04	0.126
Dec-11	1.642	1.424	1.074	0.328	0.58	0.055	0.041	0.133
Jan-12	1.652	1.386	1.182	0.322	0.609	0.048	0.049	0.124
Feb-12	1.669	1.469	1.146	0.317	0.61	0.053	0.04	0.12
Mar-12	1.667	1.414	1.146	0.324	0.67	0.044	0.052	0.134
Apr-12	1.705	1.355	1.125	0.304	0.643	0.048	0.047	0.131
May-12	1.689	1.417	1.139	0.297	0.653	0.048	0.052	0.145
Jun-12	1.753	1.349	1.129	0.316	0.665	0.049	0.045	0.137
Jul-12	1.819	1.359	1.094	0.318	0.656	0.052	0.052	0.131
Aug-12	1.849	1.336	1.061	0.298	0.661	0.049	0.051	0.135
Sep-12	1.85	1.391	1.024	0.3	0.796	0.044	0.048	0.162
Oct-12	1.889	1.427	1.012	0.309	0.657	0.047	0.044	0.144
Nov-12	1.986	1.441	1.111	0.31	0.675	0.046	0.04	0.14
Dec-12	2.019	1.447	1.096	0.316	0.74	0.041	0.055	0.111
Jan-13	2.136	1.518	1.095	0.315	0.79	0.046	0.052	0.125
Feb-13	2.26	1.559	1.094	0.323	0.809	0.048	0.056	0.141
Mar-13	2.275	1.675	1.168	0.335	0.866	0.05	0.057	0.12
Apr-13	2.358	1.633	1.195	0.347	0.887	0.053	0.058	0.142
May-13	2.45	1.607	1.291	0.359	0.903	0.046	0.058	0.134
Jun-13	2.512	1.645	1.213	0.326	0.818	0.046	0.048	0.148
Jul-13	2.574	1.713	1.2	0.375	0.834	0.045	0.066	0.159
Aug-13	2.688	1.734	1.168	0.367	0.838	0.047	0.069	0.153
Sep-13	2.894	1.829	1.263	0.388	0.81	0.052	0.071	0.16
Oct-13	3.045	1.885	1.352	0.39	0.843	0.051	0.072	0.141
Nov-13	3.185	1.911	1.341	0.379	0.962	0.052	0.079	0.14
Dec-13	3.187	1.974	1.338	0.369	0.941	0.054	0.074	0.125
Jan-14	3.223	1.88	1.37	0.353	0.909	0.06	0.072	0.116
Feb-14	3.15	1.893	1.4	0.371	0.895	0.052	0.084	0.148
Mar-14	3.35	1.958	1.352	0.358	0.887	0.055	0.076	0.167
Apr-14	3.291	1.999	1.374	0.361	0.927	0.054	0.078	0.128
May-14	3.351	1.992	1.371	0.37	0.922	0.06	0.078	0.123
Jun-14	3.186	2.036	1.392	0.361	0.924	0.063	0.09	0.121
Jul-14	3.468	2.021	1.416	0.386	0.955	0.059	0.086	0.116
Aug-14	3.507	2.069	1.428	0.399	0.935	0.076	0.095	0.125
Sep-14	3.779	2.061	1.456	0.372	1.011	0.06	0.076	0.117
Oct-14	3.914	2.164	1.448	0.418	0.944	0.07	0.08	0.131
Nov-14	3.9	2.141	1.379	0.407	0.951	0.066	0.073	0.132
Dec-14	4.025	2.173	1.374	0.388	0.915	0.062	0.074	0.144
Jan-15	4.033	2.247	1.404	0.408	0.781	0.06	0.052	0.144
Feb-15	3.923	2.163	1.398	0.394	0.835	0.067	0.057	0.126
Mar-15	4.29	2.287	1.45	0.417	0.854	0.061	0.069	0.142
Apr-15	4.381	2.44	1.54	0.459	0.845	0.066	0.06	0.143
May-15	4.074	2.259	1.486	0.396	0.757	0.057	0.053	0.134
Jun-15	4.063	2.216	1.441	0.416	0.741	0.064	0.052	0.134
Jul-15	3.921	2.125	1.466	0.361	0.698	0.06	0.039	0.138
Aug-15	3.638	2.013	1.441	0.344	0.743	0.054	0.035	0.122
Sep-15	3.199	1.768	1.378	0.392	0.538	0.047	0.036	0.088
Oct-15	3.019	1.655	1.188	0.314	0.505	0.051	0.036	0.097
Nov-15	2.763	1.736	1.177	0.311	0.454	0.051	0.026	0.098
Dec-15	2.82	1.702	1.238	0.33	0.457	0.065	0.029	0.088
Jan-16	2.752	1.677	1.212	0.329	0.436	0.056	0.031	0.095
Feb-16	2.836	1.716	1.244	0.324	0.425	0.055	0.031	0.079
Mar-16	2.833	1.676	1.193	0.318	0.396	0.058	0.019	0.103
Apr-16	3.015	1.768	1.227	0.334	0.398	0.05	0.026	0.104
May-16	3.23	1.786	1.269	0.341	0.406	0.059	0.027	0.117
Jun-16	3.349	1.89	1.245	0.345	0.422	0.059	0.027	0.121
Jul-16	3.542	1.911	1.235	0.328	0.413	0.055	0.021	0.112
Aug-16	3.53	1.857	1.244	0.346	0.398	0.061	0.026	0.112
Sep-16	3.933	2.098	1.291	0.326	0.419	0.051	0.023	0.132
Oct-16	4.042	2.19	1.369	0.342	0.433	0.061	0.02	0.126
Nov-16	4.17	2.294	1.401	0.35	0.414	0.067	0.02	0.146
Dec-16	4.179	2.306	1.391	0.35	0.416	0.072	0.022	0.157
Jan-17	4.26	2.398	1.353	0.353	0.431	0.074	0.025	0.153
Feb-17	4.12	2.277	1.321	0.325	0.45	0.071	0.024	0.145
Mar-17	4.177	2.408	1.314	0.345	0.416	0.072	0.023	0.145
Apr-17	4.125	2.326	1.232	0.326	0.384	0.075	0.019	0.142
May-17	4.009	2.259	1.137	0.312	0.341	0.066	0.017	0.148
Jun-17	3.82	2.272	1.133	0.311	0.356	0.065	0.018	0.143
Jul-17	3.687	2.083	1.119	0.325	0.372	0.068	0.02	0.14
Aug-17	3.76	2.209	1.037	0.318	0.355	0.067	0.02	0.121
Sep-17	3.643	2.236	1.031	0.319	0.352	0.073	0.018	0.149
Oct-17	3.616	2.125	0.964	0.299	0.37	0.064	0.019	0.158
Nov-17	3.344	2.124	0.957	0.314	0.369	0.087	0.021	0.135
Dec-17	3.236	2.119	0.907	0.303	0.365	0.072	0.017	0.132
Jan-18	3.175	2.027	0.981	0.276	0.342	0.072	0.012	0.13
Feb-18	3.329	2.044	0.898	0.29	0.31	0.067	0.015	0.138
Mar-18	2.912	1.869	0.85	0.267	0.295	0.073	0.016	0.152
Apr-18	2.922	1.817	0.899	0.274	0.268	0.071	0.015	0.126
May-18	2.919	1.87	0.91	0.263	0.302	0.07	0.016	0.128
Jun-18	2.885	1.769	0.956	0.23	0.281	0.069	0.013	0.122
Jul-18	2.792	1.814	0.945	0.285	0.281	0.074	0.013	0.115
Aug-18	2.702	1.702	0.862	0.25	0.291	0.074	0.012	0.116
Sep-18	2.622	1.685	0.792	0.258	0.268	0.067	0.015	0.108
Oct-18	2.441	1.725	0.843	0.293	0.269	0.068	0.012	0.119
Nov-18	2.371	1.563	0.749	0.241	0.242	0.067	0.012	0.106
Dec-18	2.287	1.464	0.724	0.241	0.223	0.065	0.011	0.106
Jan-19	2.164	1.449	0.717	0.239	0.22	0.057	0.01	0.103
Feb-19	2.179	1.433	0.714	0.245	0.215	0.063	0.011	0.107
Mar-19	2.068	1.378	0.685	0.223	0.235	0.062	0.01	0.098
Apr-19	2.019	1.351	0.684	0.228	0.227	0.071	0.01	0.106
May-19	2.004	1.354	0.694	0.241	0.204	0.065	0.01	0.102
Jun-19	2.062	1.368	0.687	0.234	0.192	0.057	0.01	0.096
Jul-19	2.094	1.461	0.719	0.241	0.217	0.07	0.011	0.109
Aug-19	2.172	1.571	0.759	0.251	0.242	0.079	0.008	0.11
Sep-19	2.132	1.531	0.764	0.244	0.236	0.07	0.012	0.088
Oct-19	2.109	1.642	0.783	0.229	0.224	0.071	0.011	0.127
Nov-19	2.219	1.702	0.785	0.238	0.232	0.073	0.019	0.133
Dec-19	2.236	1.721	0.814	0.25	0.234	0.067	0.014	0.128
Jan-20	2.189	1.667	0.804	0.266	0.246	0.068	0.012	0.119
Feb-20	2.092	1.647	0.856	0.205	0.247	0.077	0.016	0.073
Mar-20	2.039	1.505	0.785	0.224	0.226	0.067	0.012	0.11
Apr-20	2.031	1.679	0.575	0.21	0.174	0.054	0.013	0.083
May-20	1.717	1.315	0.533	0.187	0.156	0.049	0.008	0.097
Jun-20	1.941	1.315	0.632	0.217	0.19	0.064	0.013	0.088
Jul-20	2.037	1.36	0.665	0.223	0.224	0.065	0.009	0.09
Aug-20	2.011	1.414	0.759	0.243	0.291	0.062	0.011	0.138
Sep-20	2.328	1.445	0.808	0.282	0.348	0.07	0.012	0.135
Oct-20	2.417	1.2	0.86	0.268	0.316	0.086	0.016	0.133
Nov-20	2.424	1.331	0.909	0.264	0.372	0.066	0.012	0.152
Dec-20	2.602	1.57	1.031	0.257	0.38	0.097	0.014	0.154
Jan-21	2.717	1.749	1.106	0.279	0.388	0.099	0.023	0.196
Feb-21	2.786	1.945	1.163	0.31	0.409	0.091	0.019	0.178
Mar-21	3.061	2.111	1.321	0.325	0.439	0.097	0.02	0.169
Apr-21	3.227	2.194	1.448	0.348	0.458	0.088	0.031	0.161
May-21	3.502	2.496	1.497	0.358	0.484	0.119	0.025	0.188
Jun-21	3.65	2.444	1.589	0.399	0.495	0.121	0.024	0.235
Jul-21	3.852	2.486	1.741	0.395	0.509	0.118	0.028	0.24
Aug-21	3.894	2.571	1.846	0.4	0.525	0.12	0.043	0.24
Sep-21	4.002	2.608	1.926	0.456	0.582	0.129	0.032	0.237
Oct-21	3.916	2.585	2.176	0.489	0.592	0.132	0.05	0.23
Nov-21	4.265	2.749	2.202	0.518	0.611	0.134	0.036	0.218
Dec-21	4.314	2.88	2.235	0.518	0.614	0.135	0.034	0.229
Jan-22	4.524	3.035	2.262	0.541	0.656	0.13	0.033	0.301
Feb-22	4.366	3.052	2.313	0.513	0.692	0.132	0.027	0.249
Mar-22	4.271	3.006	2.302	0.552	0.727	0.135	0.036	0.278
Apr-22	4.153	2.962	2.192	0.54	0.702	0.125	0.035	0.279
May-22	3.95	2.886	2.139	0.531	0.73	0.134	0.032	0.269
Jun-22	3.696	2.776	2.136	0.508	0.679	0.142	0.036	0.249
Jul-22	3.484	2.51	1.9	0.526	0.673	0.113	0.033	0.232
Aug-22	3.336	2.45	1.802	0.494	0.669	0.115	0.03	0.244
Sep-22	3.17	2.409	1.73	0.459	0.626	0.092	0.032	0.222
Oct-22	3.095	2.34	1.606	0.439	0.631	0.087	0.032	0.234
Nov-22	3.058	2.248	1.59	0.422	0.634	0.079	0.025	0.199
Dec-22	2.893	2.099	1.507	0.43	0.676	0.089	0.024	0.204
Jan-23	2.907	1.998	1.494	0.38	0.601	0.078	0.04	0.264
Feb-23	3.107	1.918	1.418	0.409	0.623	0.093	0.028	0.163
Mar-23	3.095	1.978	1.527	0.395	0.65	0.084	0.028	0.188
Apr-23	3.021	1.943	1.545	0.417	0.68	0.082	0.023	0.134
May-23	3.246	2.129	1.629	0.492	0.694	0.087	0.033	0.183
Jun-23	3.346	2.118	1.718	0.46	0.731	0.089	0.031	0.208
Jul-23	3.34	2.081	1.835	0.45	0.729	0.092	0.044	0.191
Aug-23	3.396	2.079	1.768	0.473	0.83	0.089	0.034	0.177
Sep-23	3.47	2.224	1.746	0.47	0.845	0.074	0.028	0.201
Oct-23	3.652	2.276	1.899	0.509	0.896	0.094	0.028	0.181
Nov-23	3.6	2.326	1.969	0.54	0.901	0.083	0.03	0.215

New loan commitments for investor housing (seasonally adjusted), values, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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In November 2023, in original terms:

the value of new variable rate loan commitments funded in the month rose 5.7%
the value of new fixed rate loan commitments funded in the month fell 10.1% to the lowest point recorded in the series

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia
	Total fixed rate housing loans ($b)	Total variable rate housing loans ($b)
Jul-19	4.632	25.284
Aug-19	4.78	27.194
Sep-19	4.76	26.923
Oct-19	4.972	30.025
Nov-19	5.206	30.449
Dec-19	5.48	31
Jan-20	4.613	27.326
Feb-20	4.226	26.3
Mar-20	4.612	29.865
Apr-20	7.573	26.474
May-20	11.25	25.903
Jun-20	14.346	26.969
Jul-20	13.85	23.748
Aug-20	12.306	22.606
Sep-20	13.757	25.12
Oct-20	13.709	26.67
Nov-20	13.048	27.096
Dec-20	15.152	29.944
Jan-21	13.361	23.84
Feb-21	14.818	25.867
Mar-21	20.03	30.865
Apr-21	20.163	27.403
May-21	22.742	28.579
Jun-21	26.114	31.393
Jul-21	26.287	30.832
Aug-21	25.707	30.191
Sep-21	24.67	29.762
Oct-21	22.795	29.523
Nov-21	25.84	34.042
Dec-21	23.898	36.078
Jan-22	15.755	29.819
Feb-22	13.074	33.444
Mar-22	11.793	42.894
Apr-22	8.019	40.748
May-22	6.728	49.788
Jun-22	5.326	52.447
Jul-22	2.752	47.367
Aug-22	2.327	50.436
Sep-22	1.903	45.745
Oct-22	1.901	45.756
Nov-22	2.467	49.06
Dec-22	2.438	47.281
Jan-23	1.881	37.531
Feb-23	2.177	38.347
Mar-23	2.787	47.744
Apr-23	2.11	39.409
May-23	2.635	51.4
Jun-23	4.5	50.514
Jul-23	4.687	44.928
Aug-23	4.082	48.91
Sep-23	2.083	46.429
Oct-23	1.174	49.4
Nov-23	1.056	52.23

Fixed vs variable rate loans funded (a) in the month, including refinancing (original), value, Australia

["","Total fixed rate housing loans","Total variable rate housing loans"]

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[]

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A loan is considered funded once any portion of the funds is made available for the borrower to draw down according to the terms of the contract. This will occur after there is a borrower-accepted commitment to provide finance. Due to this timing difference, the value of loans funded in the month shown in this graph will generally not reconcile with the value of new borrower-accepted commitments for the month shown in the other graphs and download tables.

In November 2023, in original terms, average loan sizes for owner-occupier dwellings (including construction, purchase of new dwellings and existing dwellings, excluding land, alterations and additions):

fell 0.3% at the national level from $610k to $608K. It was 1.5% lower compared to the record high of $618k in January 2022.

Average loan sizes for owner-occupier dwellings (original), by state
	Australia ($'000)	NSW ($'000)	Vic ($'000)	Qld ($'000)	SA ($'000)	WA ($'000)	Tas ($'000)	NT ($'000)	ACT ($'000)
Nov-05	250.15	303.036	247.431	247.899	184.504	222.105	172.09	213.865	264.547
Dec-05	255.34	303.098	250.668	258.894	194.014	227.239	178.917	213.226	293.458
Jan-06	250.766	293.653	252.551	257.71	185.691	227.775	195.884	215.228	246.111
Feb-06	249.083	289.82	253.153	249.17	197.641	225.883	180.585	209.485	270.197
Mar-06	254.5	299.111	251.825	252.627	196.158	233.521	181.25	227.477	279.376
Apr-06	256.049	303.969	250.919	254.496	202.678	228.633	184.939	212.212	284.45
May-06	258.478	305.907	249.976	252.383	200.222	244.338	183.19	224.47	273.143
Jun-06	256.433	297.626	246.265	255.796	196.096	249.352	180.682	228.604	268.432
Jul-06	259.638	296.4	251.728	258.038	194.35	263.243	179.679	227.089	275.14
Aug-06	258.383	293.755	252.998	256.463	196.269	258.599	186.331	232.353	282.15
Sep-06	259.482	294.91	252.32	260.512	202.94	256.539	193.544	231.3	268.522
Oct-06	262.972	288.496	255.721	268.904	208.956	264.021	184.72	237.088	281.138
Nov-06	263.968	297.84	259.621	257.44	208.772	266.721	183.333	236.193	281.361
Dec-06	267.209	298.321	264.508	266.133	210.975	267.066	182.171	235.097	299.636
Jan-07	264.922	293.641	263.263	265.183	213.243	266.778	185.337	245.675	260.89
Feb-07	265.861	293.158	258.197	266.679	209.883	280.402	188.259	242.014	291.36
Mar-07	271.665	303.717	259.843	273.284	207.126	282.448	189.764	270.918	297.701
Apr-07	273.03	314.053	258.238	273	217.219	263.313	194.792	248.136	307.26
May-07	282.149	311.183	272.965	281.988	218.506	299.767	203.655	240.483	298.381
Jun-07	294.369	331.866	281.437	290.549	235.268	301.888	204.497	263.343	312.15
Jul-07	288.54	326.084	274.952	287.887	227.31	296.619	186.101	262.682	305.838
Aug-07	287.624	314.535	280.669	291.076	228.621	297.54	190.493	244.343	299.376
Sep-07	287.172	319.587	277.983	286.124	235.552	296.174	196.144	244.745	297.77
Oct-07	288.449	323.493	278.553	287.805	234.478	288.858	197.133	260.383	304.61
Nov-07	288.446	324.866	274.986	289.061	234.48	293.562	191.564	275.346	295.77
Dec-07	290.793	331.409	282.184	287.436	238.887	286.211	193.059	245.507	322.01
Jan-08	288.691	323.038	281.282	290.783	236.305	286.07	199.871	243.421	317.932
Feb-08	281.814	302.876	272.58	288.442	229.276	302.131	192.834	252.189	313.793
Mar-08	283.844	315.029	272.283	287.023	230.267	293.47	194.762	241.007	299.437
Apr-08	289.696	322.359	275.186	288.664	241.493	301.6	202.158	275.082	308.348
May-08	299.511	336.746	289.426	300.958	241.708	297.221	196.232	273.702	314.257
Jun-08	303.733	340.203	294.355	304.062	245.489	303.883	201.538	280	319.253
Jul-08	301.076	333.21	291.374	301.656	246.768	309.055	187.719	317.073	297.974
Aug-08	303.624	339.471	287.898	305.406	254.443	306.013	212.842	301.778	326.501
Sep-08	307.646	332.046	297.755	315.946	256.886	309.188	212.075	316.412	330.041
Oct-08	314.787	344.179	306.417	314.348	262.364	318.289	222.342	316.224	354.16
Nov-08	308.847	340.526	302.129	304.749	264.364	309.521	210.414	332.155	334.947
Dec-08	311.181	339.839	301.71	316.037	259.555	317.284	208.241	325.588	326.34
Jan-09	305.893	329.178	298.659	311.872	253.741	318.581	213.619	323.333	331.44
Feb-09	305.358	328.015	290.794	313.049	251.302	326.754	218.078	315.106	331.851
Mar-09	315.864	340.824	298.038	322.986	254.861	335.461	220.618	350.131	340.076
Apr-09	319.831	343.596	299.009	325.577	256.844	349.823	229.349	353.495	350.375
May-09	319.039	349.615	301.301	321.082	252.928	339.198	229.056	343.195	344.506
Jun-09	317.033	347.733	303.276	314.459	253.188	341.152	210.211	307.975	342.34
Jul-09	321.391	345.772	311.482	315.81	261.152	351.152	226.579	344.839	343.969
Aug-09	321.519	350.801	309.083	312.943	255.971	356.34	225.905	352.982	342.73
Sep-09	327.13	358.913	314.81	319.411	258.425	352.909	218.712	332.381	364.604
Oct-09	330.228	366.869	320.391	324.411	258.423	346.801	226.603	343.636	347.231
Nov-09	342.228	383.839	325.687	337.897	263.44	361.6	233.509	366.909	356.672
Dec-09	354.611	401.224	344.134	349.484	279.5	361.572	233.143	375.969	370.625
Jan-10	352.308	392.118	349.659	343.634	280.368	367.071	249.907	324.155	370.483
Feb-10	341.163	366.442	337.842	344.11	266.839	359.879	236.508	381.545	345.72
Mar-10	355.272	397.262	348.824	347.18	289.466	358.737	241.72	365.254	374.555
Apr-10	358.383	411.794	342.839	350.742	282.213	361.265	NA	NA	359.789
May-10	358.185	409.613	348.349	343.246	285.339	356.295	243.063	384.722	377.106
Jun-10	362.95	414.032	356.561	349.458	284.065	362.246	243.636	328.713	381.857
Jul-10	364.561	408.534	367.827	343.682	289.047	362.399	241.245	NA	NA
Aug-10	359.157	399.18	364.759	341.436	284.997	356.289	238.674	NA	NA
Sep-10	358.425	403.377	357.519	344.642	284.455	349.86	241.892	368.444	379.455
Oct-10	360.011	405.683	365.246	340.099	290.174	347.242	230.616	358.152	374.947
Nov-10	363.421	415.264	359.158	338.589	299.953	352.707	249.312	406.061	369.374
Dec-10	364.486	420.73	360.805	345.051	294.757	348.33	229.542	359.113	390.278
Jan-11	360.517	407.059	370.279	332.799	302.285	348.043	237.652	352.5	372.674
Feb-11	354.635	396.214	362.275	333.243	284.931	353.749	242.015	327.746	383.41
Mar-11	353.781	402.011	353.811	334.527	283.273	339.717	224.359	379.717	395.148
Apr-11	365.081	417.294	358.263	342.256	296.013	359.791	246.067	354.651	389.032
May-11	361.52	405.558	360.92	339.342	296.607	352.108	245.098	384.783	395.992
Jun-11	362.728	418.75	362.827	332.484	287.292	348.652	243.952	379.275	377.987
Jul-11	362.952	402.825	372.286	340.953	288.751	346.512	241.569	349.438	413.567
Aug-11	355.78	402.593	360.475	338.338	282.077	338.467	232.5	333.663	371.461
Sep-11	352.678	391.467	364.013	325.011	293.659	339.529	234.962	356.667	382.522
Oct-11	348.088	385.396	350.1	325.358	281.471	339.118	242.918	340.909	390.969
Nov-11	349.843	380.611	360.553	327.726	281.026	340.23	239.06	339.013	374.954
Dec-11	348.297	382.176	353.402	328.043	284.721	329.037	245.635	368.033	364.016
Jan-12	348.005	380.695	361.158	329.76	272.843	336.259	229.851	377.301	384.241
Feb-12	340.095	374.176	341.106	327.645	266.089	348.972	240.417	364.078	373.077
Mar-12	341.448	385.575	336.862	320.881	271.673	347.388	251.386	362.271	380.87
Apr-12	349.846	397.914	349.411	327.339	274.136	342.144	246.914	392.347	390.347
May-12	354.722	403.401	351.091	336.857	273.865	356.213	237.611	387.054	367.47
Jun-12	358.158	400.694	357.847	345.7	276.747	353.739	247.908	394.76	379.13
Jul-12	355.264	402.142	354.61	329.82	281.904	353.972	234.855	385.425	411.975
Aug-12	354.145	389.233	359.217	330.748	282.793	361.761	236.75	393.421	376.278
Sep-12	351.5	387.241	358.013	333.169	275.729	348.862	228.713	371.674	380
Oct-12	348.835	392.36	352.494	323.235	277.063	343.204	228.315	374.06	418.919
Nov-12	362.329	415.164	353.717	335.282	297.684	361.635	248.709	369.032	394.983
Dec-12	362.741	415.923	363.295	331.506	282.292	368.466	238.16	NA	NA
Jan-13	358.905	403.571	366.515	322.875	281.161	379.689	249.779	349.583	376.923
Feb-13	348.112	382.976	348.479	326.064	284.804	368.666	241.423	370.755	359.796
Mar-13	349.849	389.417	345.941	328.948	275.496	363.773	241.021	376.577	383.912
Apr-13	351.067	394.537	346.834	319.462	276.488	372.977	235.874	384.878	372.491
May-13	350.9	396.611	348.246	320.109	271.236	367.059	245.634	412.658	363.028
Jun-13	352.203	405.355	346.445	319.375	277.804	366.369	228.513	408.261	385.253
Jul-13	344.182	390.807	340.756	313.598	275.301	357.946	231.681	389.434	363.651
Aug-13	347.647	389.419	350.906	318.754	269.76	366.225	233.278	NA	NA
Sep-13	354.434	401.485	362.669	319.251	272.868	368.94	231.596	399.58	364.925
Oct-13	358.904	413.5	355.962	324.7	288.218	372.95	230	409.286	362.045
Nov-13	367.188	421.297	370.09	326.652	286.494	381.782	229.173	390.357	372.315
Dec-13	371.273	429.284	374.808	331.453	291.048	378.684	241.641	373.756	389.608
Jan-14	369.671	415.404	380.776	329.375	294.058	395.604	236.348	380	380.585
Feb-14	359.466	396.33	371.13	332.015	280.07	381.873	245.685	NA	NA
Mar-14	368.357	419.091	367.32	334.344	290.826	390.902	242.791	423.228	372.441
Apr-14	372.995	433.057	374.622	332.051	293.732	387.75	238.929	418.776	375
May-14	368.902	415.279	374.325	328.214	282.107	397.727	242.453	NA	NA
Jun-14	376.149	429.188	381.706	338.378	292.19	395.171	236.124	406.061	355.16
Jul-14	374.061	422.264	387.325	336.271	293.416	382.746	238.288	401.504	366.562
Aug-14	362.769	409.16	364.195	329.679	282.097	392.95	235.034	412.261	352.712
Sep-14	369.231	426.131	367.089	338.333	295.218	381.765	234.238	403.279	365.35
Oct-14	382.39	444.017	389.637	339.149	294.246	389.779	252.396	398.73	370.291
Nov-14	385.955	441.084	393.301	350.075	303.768	392.493	236.349	422.656	376.866
Dec-14	382.265	455.346	381.6	339.384	298.881	378.491	239.666	404.53	382.948
Jan-15	379.908	448.19	393.41	328.633	316.658	380.446	240.48	366.981	368.985
Feb-15	360.701	404.94	362.49	334.449	295.823	376.778	231.419	359.389	385.835
Mar-15	377.512	440.665	371.634	342.738	296.211	391.175	238.793	381.526	389.97
Apr-15	385.996	462.116	382.824	348.228	287.386	391.357	235.304	375.299	381.359
May-15	388.621	462.378	393.814	343.446	299.098	388.509	232.866	382.727	402.05
Jun-15	394.952	474.188	408.126	343.413	289.321	380.069	223.432	422.857	379.096
Jul-15	406.055	493.053	417.866	348.689	306.455	388.063	237.481	386.022	383.445
Aug-15	414.829	503.843	427.361	358.793	311.344	374.787	234.648	396.954	394.231
Sep-15	425.569	525.827	428.21	364.25	306.318	391.811	243.471	427.727	403.058
Oct-15	433.025	533.602	446.401	364.045	309.869	394.958	253.322	391.163	420.625
Nov-15	436.321	542.947	449.757	365.322	318.723	393.025	253.87	366.779	413.476
Dec-15	425.606	525.15	433.589	359.537	323.357	394.167	248.472	315.226	428.421
Jan-16	412.889	497.48	444.464	344.816	306.239	385.002	257.944	356.345	402.419
Feb-16	393.548	466.934	412.955	342.329	305.933	373.333	246.575	368.545	382.828
Mar-16	399.244	479.709	405.199	349.242	308.142	382.052	238.28	399.119	408.702
Apr-16	406.541	492.299	414.87	350.626	311.408	378.559	258.049	366.489	409.939
May-16	404.562	492.317	411.005	354.014	308.178	375.858	238.569	378.049	414.324
Jun-16	412.489	509.082	416.716	357.647	311.416	381.143	252.443	357.944	428.659
Jul-16	410.485	505.641	413.474	357.382	311.223	381.169	258.306	345.96	407.641
Aug-16	411.875	501.407	417.813	367.378	316.013	380.366	246.392	375.393	414.43
Sep-16	418.529	507.665	428.005	369.881	313.791	391.787	263.596	329.358	427.156
Oct-16	426.334	531.539	430.997	371.894	312.808	392.93	251.446	386.869	420.266
Nov-16	430.689	532.312	440.229	369.473	324.214	387.96	261.07	392	441.781
Dec-16	427.854	521.249	430.226	372.46	322.417	396.618	274.443	NA	NA
Jan-17	411.734	498.092	434.692	352.521	313.034	375.404	256.457	375	402.577
Feb-17	398.595	472.193	422.284	345.464	313.545	373.881	250.946	327.66	406.327
Mar-17	418.514	512.153	422.87	364.108	320.805	379.04	260.343	374.131	445.254
Apr-17	421.668	517.6	431.646	363.667	321.715	380.854	254.146	351.053	400
May-17	431.207	525.528	444.491	366.786	327.75	385.27	265.25	336.715	433.166
Jun-17	426.07	525.664	441.566	360.656	325.577	381.697	258.41	359.574	411
Jul-17	418.401	504.096	431.235	361.611	319.125	372.707	251.633	351.562	403.994
Aug-17	417.716	505.309	431.833	363.313	303.986	365.667	264.544	316.667	380.637
Sep-17	425.733	513.285	435.708	371.431	317.536	373.277	262.614	356.466	408.005
Oct-17	428.296	518.947	438.716	372.039	313.309	387.527	270.58	363.111	414.679
Nov-17	442.841	538.144	456.186	378.356	329.073	399.532	301.869	356.784	404.025
Dec-17	446.683	539.414	459.843	379.15	342.582	397.178	288.546	379.911	452.699
Jan-18	442.285	525.885	474.938	370.183	340.885	405.212	281.414	321.311	436.239
Feb-18	430.685	504.056	462.825	375.684	330.389	383.596	274.173	363.636	398.822
Mar-18	438.698	520.34	454.906	385.779	349.213	383.63	270.647	353.763	442.966
Apr-18	449.987	548.089	463.844	381.504	339.229	401.428	289.599	367.797	437.62
May-18	454.897	541.471	473.043	393.084	339.714	399.513	289.96	395.897	463.784
Jun-18	450.603	537.952	471.07	391.257	340.86	396.182	281.381	368.342	454.21
Jul-18	445.507	522.229	472.913	390.666	341.406	389.25	282.933	364.674	447.507
Aug-18	442.619	526.684	466.753	394.387	336.536	365.92	278.457	374.118	428.713
Sep-18	435	524.877	447.19	383.766	331.529	375.877	283.625	NA	NA
Oct-18	437.345	523.056	453.537	385.453	341.533	387.475	284.579	348.925	432.349
Nov-18	432.198	517.26	441.788	388.23	335.004	376.779	299.236	345.923	437.759
Dec-18	438.076	518.976	458.618	377.049	353.475	378.068	308.551	318.333	471.508
Jan-19	428.779	508.953	457.944	375.855	346.6	375.097	293.168	NA	NA
Feb-19	425.244	502.854	447.424	384.865	334.511	368.724	292.275	NA	NA
Mar-19	429.299	509.324	442.525	382.291	343.027	383.734	282.344	359.281	449.155
Apr-19	449.935	545.037	468.102	397.127	352.634	376.439	296.349	366.162	450.086
May-19	440.515	531.395	450.138	390.412	343.909	377.417	298.317	379.235	459.908
Jun-19	445.877	540.702	453.089	401.526	346.653	380.938	298.331	372.84	452.863
Jul-19	447.829	538.835	459.77	392.824	343.664	388.075	304.268	373.099	451.343
Aug-19	458.736	551.512	477.224	403.356	353.733	389.721	309.325	358.156	459.502
Sep-19	467.399	568.104	486.465	408.942	358.511	391.113	331.707	347.561	454.591
Oct-19	481.637	597.38	497.836	407.135	359.622	394.561	332.103	343.976	489.368
Nov-19	494.025	613.334	505.273	419.656	378.454	401.467	339.413	369.277	483.496
Dec-19	496.892	615.035	509.483	425.901	376.254	407.468	342.738	382.123	485.681
Jan-20	504.112	624.214	539.595	414.62	375.261	404.915	345.537	NA	NA
Feb-20	480.115	579.551	512.131	416.799	370.23	410.649	345.855	376.984	472.917
Mar-20	494.89	613.939	514.41	418.996	370.429	405.687	342.165	NA	NA
Apr-20	512.238	645.547	531.25	409.789	380.745	406.553	329.529	346.897	499.683
May-20	504.725	612.99	531.848	426.466	377.737	399.622	349.896	363.043	496.784
Jun-20	485.35	595.442	509.777	416.914	365.385	388.71	360.038	371.176	513.411
Jul-20	482.939	590.868	501.682	414.302	369.873	392.771	346.957	376.119	484.402
Aug-20	488.284	611.694	504.845	422.169	375.256	393.198	346.742	372.414	496.552
Sep-20	486.779	613.341	494.929	430.905	367.67	402.414	340.927	381.466	492.378
Oct-20	490.256	624.598	485.824	429.914	385.483	404.433	356.364	377.559	545.649
Nov-20	503.164	644.347	498.57	440.045	383.785	416.71	372.74	380.062	527.425
Dec-20	509.42	646.923	517.826	436.806	386.475	423.449	386.414	408.367	514.367
Jan-21	511.28	654.065	538.55	435.037	388.125	418.473	378.814	405.366	539.742
Feb-21	495.093	618.987	524.615	435.177	382.324	419.882	378.59	NA	NA
Mar-21	511.61	633.396	540.144	451.207	384.133	418.271	386.925	410.997	520.527
Apr-21	538.936	684.046	560.096	457.006	406.086	430.248	380.932	406.589	548.866
May-21	549.498	711.894	567.892	459.383	400.036	431.19	387.828	409.459	536.462
Jun-21	555.959	719.75	575.942	467.483	397.386	430.942	384.748	368.167	569.948
Jul-21	571.995	725.503	599.108	476.435	415.472	436.587	409.253	391.83	558.124
Aug-21	564.905	731.569	598.426	466.803	401.986	433.341	405.254	401.068	557.497
Sep-21	575.045	754.703	605.44	483.308	415.108	435.306	402.534	396.624	553.291
Oct-21	572.087	738.833	597.551	486.427	419.424	440.717	417.556	NA	NA
Nov-21	595.898	769.701	619.844	512.771	423.276	438.084	448.118	436.223	596.105
Dec-21	602.927	779.83	632.709	503.624	445.869	447.901	433.085	NA	NA
Jan-22	617.608	803.235	651.364	516.826	460.058	457.089	437.759	406.019	646.409
Feb-22	593.079	754.31	623.71	521.079	444.411	461.474	450.292	421.5	636.861
Mar-22	599.896	762.238	629.727	516.615	463.127	455.563	451.858	NA	NA
Apr-22	611.154	786.035	637.268	527.452	467.285	471.489	447.778	426.512	596.321
May-22	615.054	780.762	643.067	536.304	458.535	466.846	445.781	410.73	599.898
Jun-22	609.789	766.511	636.799	532.741	466.859	481.789	437.895	443.697	616.361
Jul-22	609.043	761.478	642.375	528.241	466.554	469.956	461.036	446.862	583.292
Aug-22	589.144	725.335	623.974	523.191	462.024	469.094	455.5	464.49	585.172
Sep-22	588.441	743.869	599.598	519.009	471.835	464.408	470.233	NA	NA
Oct-22	594.938	737.478	622.19	522.81	475.703	469.425	478.947	434.928	611.905
Nov-22	601.864	752.296	618.333	532.514	479.305	478.474	459.016	440.26	636.749
Dec-22	604.346	758.864	623.667	520.914	486.097	492.094	471.785	450	619.811
Jan-23	601.252	767.019	639.741	523.297	489.789	478.486	457.373	427.66	573.777
Feb-23	585.557	726.902	618.34	514.362	486.894	480.146	450.114	NA	NA
Mar-23	576.951	710.248	590.726	518.133	473.855	476.489	456.897	463.184	606.569
Apr-23	584.975	726.02	598.782	519.898	504.52	468.623	436.712	NA	NA
May-23	584.778	720.458	599.398	521.574	467.471	472.117	465.313	425.51	588.356
Jun-23	580.24	725.048	589.073	514.458	473.837	472.69	442.917	470	578.473
Jul-23	593.213	748.502	590.056	519.654	498.743	472.352	433.813	NA	NA
Aug-23	584.907	722.132	590.45	527.463	489.978	475.578	463.693	NA	NA
Sep-23	598.867	756.821	594.155	537.915	496.587	475.405	460.183	437.821	587.307
Oct-23	610.398	762.472	608.839	548.149	507.02	496.212	457.25	434.848	602.178
Nov-23	608.448	754.832	602.471	557.51	510.057	497.275	444.726	429.333	598.643

Average loan sizes for owner-occupier dwellings (original), by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication

First home buyers

In November 2023, in seasonally adjusted terms for owner-occupier first home buyers, the number of new loan commitments:

at the national level rose 3.5% to 10,395, following a 7.6% rise in October. It was 20.3% higher compared to a year ago.
in Queensland rose 10.8%, in Western Australia rose 4.7%, in Victoria rose 1.2%, in the Australian Capital Territory rose 14.2% and in South Australia rose 3.5%
in New South Wales fell 4.8%, in Tasmania fell 34.1% and in the Northern Territory fell 1.4%

Additional information

New loan commitments to owner-occupier first home buyers (original), number

	First home buyer loan commitments Number	First home buyer ratio Dwellings (a)	First home buyer ratio Housing (b)
Total Australia	11 205	37.0%	31.7%
New South Wales	2 730	34.9%	30.0%
Victoria	3 516	41.2%	36.0%
Queensland	2 173	32.9%	27.6%
South Australia	720	34.3%	27.7%
Western Australia	1 512	39.6%	34.5%
Tasmania	152	32.1%	26.4%
Northern Territory	85	37.8%	33.5%
Australian Capital Territory	317	43.0%	37.7%

a. Dwellings includes loan commitments for construction of dwellings, purchase of newly erected dwellings and purchase of existing dwellings.

b. Housing includes loan commitments for dwellings, purchase of residential land and for alterations and additions.

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia
	Owner occupier first home buyers, seasonally adjusted
Nov-05	9,752
Dec-05	9,769
Jan-06	9,684
Feb-06	9,837
Mar-06	10,386
Apr-06	10,449
May-06	10,177
Jun-06	10,034
Jul-06	10,029
Aug-06	9,421
Sep-06	9,821
Oct-06	9,761
Nov-06	9,704
Dec-06	9,583
Jan-07	9,503
Feb-07	9,783
Mar-07	10,030
Apr-07	10,470
May-07	10,064
Jun-07	10,354
Jul-07	10,162
Aug-07	10,317
Sep-07	10,099
Oct-07	10,431
Nov-07	10,615
Dec-07	10,609
Jan-08	10,737
Feb-08	10,019
Mar-08	9,029
Apr-08	8,585
May-08	8,195
Jun-08	8,187
Jul-08	8,454
Aug-08	8,290
Sep-08	8,285
Oct-08	8,213
Nov-08	10,331
Dec-08	12,209
Jan-09	13,864
Feb-09	14,680
Mar-09	16,262
Apr-09	16,766
May-09	16,659
Jun-09	16,478
Jul-09	14,838
Aug-09	13,962
Sep-09	14,264
Oct-09	14,046
Nov-09	11,281
Dec-09	10,063
Jan-10	9,311
Feb-10	8,341
Mar-10	7,329
Apr-10	7,125
May-10	7,251
Jun-10	6,694
Jul-10	6,844
Aug-10	6,656
Sep-10	6,648
Oct-10	6,400
Nov-10	6,653
Dec-10	7,083
Jan-11	6,460
Feb-11	6,155
Mar-11	6,662
Apr-11	6,838
May-11	6,776
Jun-11	6,686
Jul-11	6,637
Aug-11	6,838
Sep-11	7,272
Oct-11	7,825
Nov-11	8,084
Dec-11	9,217
Jan-12	8,816
Feb-12	7,095
Mar-12	7,201
Apr-12	7,319
May-12	7,474
Jun-12	7,705
Jul-12	7,999
Aug-12	8,018
Sep-12	8,010
Oct-12	7,847
Nov-12	7,415
Dec-12	6,998
Jan-13	7,215
Feb-13	7,144
Mar-13	7,534
Apr-13	7,623
May-13	7,745
Jun-13	7,958
Jul-13	8,145
Aug-13	7,920
Sep-13	7,736
Oct-13	7,692
Nov-13	7,681
Dec-13	7,220
Jan-14	7,614
Feb-14	7,681
Mar-14	7,611
Apr-14	7,366
May-14	7,541
Jun-14	7,590
Jul-14	7,237
Aug-14	7,512
Sep-14	7,442
Oct-14	7,495
Nov-14	7,220
Dec-14	7,068
Jan-15	7,012
Feb-15	7,298
Mar-15	7,414
Apr-15	7,365
May-15	6,796
Jun-15	7,051
Jul-15	6,944
Aug-15	6,898
Sep-15	6,802
Oct-15	6,507
Nov-15	6,596
Dec-15	6,922
Jan-16	6,867
Feb-16	6,941
Mar-16	6,769
Apr-16	7,103
May-16	6,959
Jun-16	7,006
Jul-16	6,732
Aug-16	6,481
Sep-16	6,593
Oct-16	6,693
Nov-16	6,722
Dec-16	6,827
Jan-17	6,809
Feb-17	6,683
Mar-17	6,932
Apr-17	7,012
May-17	6,999
Jun-17	7,630
Jul-17	8,610
Aug-17	9,159
Sep-17	8,827
Oct-17	8,878
Nov-17	9,248
Dec-17	8,804
Jan-18	8,930
Feb-18	8,883
Mar-18	8,714
Apr-18	8,555
May-18	8,598
Jun-18	8,683
Jul-18	8,889
Aug-18	8,608
Sep-18	8,481
Oct-18	8,595
Nov-18	8,700
Dec-18	7,717
Jan-19	7,785
Feb-19	7,853
Mar-19	7,791
Apr-19	7,867
May-19	8,010
Jun-19	8,424
Jul-19	8,560
Aug-19	9,135
Sep-19	9,147
Oct-19	9,257
Nov-19	9,448
Dec-19	9,608
Jan-20	9,590
Feb-20	9,589
Mar-20	9,599
Apr-20	9,396
May-20	8,433
Jun-20	9,319
Jul-20	10,779
Aug-20	12,952
Sep-20	13,647
Oct-20	13,756
Nov-20	14,144
Dec-20	15,242
Jan-21	16,256
Feb-21	15,772
Mar-21	15,254
Apr-21	14,652
May-21	14,774
Jun-21	13,766
Jul-21	13,091
Aug-21	12,605
Sep-21	12,244
Oct-21	11,394
Nov-21	11,743
Dec-21	11,707
Jan-22	11,573
Feb-22	10,512
Mar-22	10,962
Apr-22	10,136
May-22	10,738
Jun-22	10,085
Jul-22	8,976
Aug-22	9,945
Sep-22	9,300
Oct-22	9,147
Nov-22	8,642
Dec-22	8,328
Jan-23	8,207
Feb-23	7,764
Mar-23	8,999
Apr-23	9,095
May-23	9,636
Jun-23	9,555
Jul-23	8,817
Aug-23	9,213
Sep-23	9,328
Oct-23	10,041
Nov-23	10,395

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, Australia

[" ","Owner occupier first home buyers, seasonally adjusted"]

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New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state
	NSW	Vic	Qld	SA	WA	Tas	NT	ACT
Nov-05	2,453	2,680	2,037	616	1,372	195	154	124
Dec-05	2,401	2,953	2,028	602	1,407	167	153	115
Jan-06	2,261	2,656	2,120	608	1,474	196	157	119
Feb-06	2,533	2,616	2,205	592	1,465	208	163	135
Mar-06	2,727	2,587	2,351	643	1,510	222	143	176
Apr-06	2,944	2,647	2,321	636	1,461	231	141	142
May-06	2,630	2,630	2,379	625	1,288	202	127	142
Jun-06	2,654	2,606	2,430	646	1,230	201	168	141
Jul-06	2,598	2,660	2,463	628	1,250	187	116	154
Aug-06	2,512	2,460	2,391	622	1,113	176	73	174
Sep-06	2,550	2,566	2,426	679	1,091	205	86	183
Oct-06	2,648	2,644	2,372	675	1,002	177	88	165
Nov-06	2,616	2,613	2,335	690	958	198	90	180
Dec-06	2,563	2,567	2,369	636	968	184	97	158
Jan-07	2,625	2,463	2,413	630	944	147	99	140
Feb-07	2,600	2,663	2,565	675	950	165	75	170
Mar-07	2,725	2,623	2,469	729	1,002	175	108	165
Apr-07	2,843	2,707	2,653	644	1,103	177	90	156
May-07	2,704	2,715	2,548	664	1,026	184	91	138
Jun-07	2,740	2,686	2,513	615	1,325	190	95	167
Jul-07	2,730	2,662	2,419	631	1,344	155	70	157
Aug-07	2,694	2,839	2,525	631	1,354	168	83	137
Sep-07	2,527	2,846	2,430	601	1,253	203	88	138
Oct-07	2,783	2,905	2,448	648	1,250	219	81	137
Nov-07	2,802	2,969	2,459	653	1,279	210	80	139
Dec-07	2,761	2,953	2,435	695	1,298	215	71	152
Jan-08	2,782	3,063	2,314	662	1,424	195	73	149
Feb-08	2,724	2,975	2,112	660	1,275	249	78	94
Mar-08	2,397	2,496	1,785	623	1,192	176	52	125
Apr-08	2,440	2,339	1,711	637	1,190	164	63	150
May-08	2,298	2,263	1,583	591	1,088	122	89	110
Jun-08	2,299	2,289	1,468	598	1,169	182	74	107
Jul-08	2,324	2,371	1,524	647	1,214	195	93	109
Aug-08	2,356	2,266	1,486	620	1,165	204	79	129
Sep-08	2,346	2,282	1,643	546	1,115	175	62	122
Oct-08	2,202	2,313	1,644	565	1,118	161	81	157
Nov-08	2,972	2,541	2,242	758	1,291	242	103	149
Dec-08	3,532	2,945	2,563	997	1,531	291	120	207
Jan-09	4,050	3,384	2,861	1,019	1,749	325	89	227
Feb-09	4,644	3,467	3,121	1,067	1,858	366	119	236
Mar-09	5,187	3,966	3,487	1,080	1,925	360	116	266
Apr-09	5,081	4,131	3,498	1,171	2,046	239	119	289
May-09	4,965	4,052	3,572	1,243	2,163	259	108	297
Jun-09	4,930	4,030	3,417	1,191	2,180	365	113	301
Jul-09	4,331	3,872	2,848	1,075	2,048	296	106	247
Aug-09	4,025	3,796	2,819	994	1,739	245	92	223
Sep-09	3,880	3,901	2,734	1,002	2,181	265	96	265
Oct-09	3,561	4,101	2,588	1,048	2,092	250	101	249
Nov-09	2,903	3,437	1,865	760	1,898	227	59	201
Dec-09	2,533	3,080	1,750	660	1,602	194	52	159
Jan-10	2,354	2,915	1,593	619	1,402	182	57	124
Feb-10	2,086	3,023	1,357	504	1,198	138	56	176
Mar-10	1,877	2,375	1,249	512	1,030	130	36	142
Apr-10	2,000	2,255	1,186	458	885	130	56	125
May-10	2,103	2,299	1,179	460	876	115	52	115
Jun-10	1,885	2,160	1,148	447	826	107	45	107
Jul-10	1,955	2,173	1,192	446	710	114	46	118
Aug-10	1,797	2,116	1,179	470	808	129	51	109
Sep-10	1,804	2,090	1,168	447	843	129	46	115
Oct-10	1,628	2,031	1,155	424	899	115	40	108
Nov-10	1,743	2,043	1,242	448	934	107	43	116
Dec-10	1,875	2,179	1,288	435	1,002	118	43	122
Jan-11	1,815	1,876	1,137	395	945	123	45	102
Feb-11	1,720	1,917	1,104	402	903	86	41	116
Mar-11	1,889	1,962	1,174	414	1,014	117	68	88
Apr-11	1,864	1,964	1,216	374	1,011	129	49	122
May-11	1,951	1,918	1,189	389	1,077	127	51	115
Jun-11	1,844	1,904	1,235	402	1,005	121	59	119
Jul-11	1,788	1,931	1,228	400	945	123	57	114
Aug-11	1,801	1,980	1,310	400	1,047	118	60	110
Sep-11	2,090	1,913	1,344	455	1,140	105	59	108
Oct-11	2,419	2,023	1,490	446	1,094	116	62	110
Nov-11	2,829	1,957	1,435	436	1,156	115	54	133
Dec-11	3,419	2,074	1,652	449	1,181	105	65	124
Jan-12	2,949	2,089	1,788	464	1,377	106	67	127
Feb-12	1,657	2,108	1,478	477	1,240	123	74	111
Mar-12	1,368	2,139	1,626	441	1,270	87	85	112
Apr-12	1,477	2,027	1,692	513	1,311	81	75	111
May-12	1,554	2,290	1,646	447	1,290	114	73	124
Jun-12	1,573	2,393	1,615	433	1,343	119	72	89
Jul-12	1,600	2,677	1,499	469	1,400	115	77	139
Aug-12	1,712	2,298	1,655	476	1,459	119	72	135
Sep-12	1,929	2,184	1,641	473	1,435	136	66	120
Oct-12	1,585	2,217	1,855	462	1,442	135	76	120
Nov-12	1,326	2,128	1,594	485	1,529	123	86	112
Dec-12	1,085	2,105	1,464	502	1,550	118	88	113
Jan-13	1,121	2,176	1,454	521	1,559	125	104	133
Feb-13	1,203	2,165	1,442	559	1,519	131	69	136
Mar-13	1,156	2,248	1,506	576	1,666	114	58	135
Apr-13	1,273	2,209	1,566	598	1,716	127	56	141
May-13	1,208	2,330	1,574	573	1,761	144	67	140
Jun-13	1,247	2,388	1,634	584	1,717	142	52	127
Jul-13	1,379	2,566	1,591	658	1,650	143	72	142
Aug-13	1,338	2,219	1,520	628	1,631	163	52	158
Sep-13	1,292	2,271	1,574	619	1,607	164	50	161
Oct-13	1,299	2,140	1,620	664	1,615	174	57	134
Nov-13	1,355	2,172	1,580	688	1,542	170	59	132
Dec-13	1,292	2,062	1,497	652	1,444	137	51	140
Jan-14	1,336	2,084	1,554	690	1,613	151	50	130
Feb-14	1,359	2,041	1,657	644	1,661	159	68	142
Mar-14	1,382	1,980	1,590	604	1,698	182	61	146
Apr-14	1,308	1,970	1,507	615	1,615	170	71	120
May-14	1,317	1,945	1,584	613	1,702	177	72	128
Jun-14	1,356	1,876	1,498	602	1,824	213	70	143
Jul-14	1,225	1,931	1,511	554	1,598	183	70	144
Aug-14	1,318	2,016	1,681	501	1,524	152	71	148
Sep-14	1,373	2,093	1,613	418	1,523	152	93	156
Oct-14	1,357	2,114	1,581	452	1,568	132	98	189
Nov-14	1,328	2,060	1,514	410	1,524	112	77	158
Dec-14	1,278	2,106	1,522	437	1,455	170	83	162
Jan-15	1,311	2,035	1,452	395	1,315	167	80	167
Feb-15	1,362	2,143	1,608	383	1,468	158	53	164
Mar-15	1,418	2,136	1,634	411	1,467	141	53	151
Apr-15	1,310	2,113	1,584	383	1,597	146	44	169
May-15	1,232	1,990	1,570	397	1,386	127	34	165
Jun-15	1,296	2,006	1,604	411	1,422	124	48	161
Jul-15	1,278	1,978	1,640	399	1,395	112	32	133
Aug-15	1,201	2,017	1,543	399	1,367	127	36	126
Sep-15	1,201	2,035	1,501	442	1,349	101	33	149
Oct-15	1,140	1,947	1,396	346	1,316	109	27	124
Nov-15	1,079	2,034	1,474	391	1,273	115	35	155
Dec-15	1,197	2,198	1,610	405	1,242	153	31	140
Jan-16	1,230	2,024	1,613	395	1,210	163	44	157
Feb-16	1,222	2,149	1,657	406	1,229	152	36	144
Mar-16	1,082	2,083	1,600	425	1,174	144	40	139
Apr-16	1,301	2,232	1,589	444	1,271	168	43	146
May-16	1,208	2,242	1,652	463	1,184	163	42	156
Jun-16	1,298	2,194	1,559	429	1,194	139	43	152
Jul-16	1,109	2,116	1,571	407	1,210	143	57	149
Aug-16	1,058	1,894	1,652	406	1,136	147	47	130
Sep-16	1,017	2,021	1,616	403	1,129	140	37	115
Oct-16	1,061	2,078	1,646	435	1,130	132	37	124
Nov-16	1,048	2,056	1,658	406	1,177	153	43	128
Dec-16	1,150	2,106	1,788	346	1,137	137	44	149
Jan-17	1,140	2,076	1,679	404	1,112	126	30	191
Feb-17	1,056	2,033	1,733	402	1,165	141	50	105
Mar-17	1,139	2,097	1,772	457	1,162	146	57	117
Apr-17	1,148	2,099	1,881	409	1,226	133	58	176
May-17	1,227	2,018	1,867	420	1,294	127	51	168
Jun-17	1,275	2,059	2,096	442	1,351	132	67	218
Jul-17	1,656	2,564	2,085	459	1,503	133	58	212
Aug-17	1,942	2,758	1,991	463	1,416	134	59	230
Sep-17	1,913	2,902	1,800	470	1,261	142	71	219
Oct-17	1,878	2,895	1,845	449	1,227	151	71	225
Nov-17	1,976	2,919	2,022	483	1,190	154	45	228
Dec-17	1,937	2,848	1,955	471	1,233	150	61	198
Jan-18	2,009	2,936	1,970	460	1,190	140	66	213
Feb-18	2,175	2,841	1,826	472	1,163	146	65	301
Mar-18	1,922	2,888	1,767	448	1,152	154	51	229
Apr-18	2,066	2,782	1,821	472	1,201	149	55	224
May-18	2,122	2,769	1,871	467	1,198	161	63	156
Jun-18	2,016	2,824	1,985	443	1,132	164	60	169
Jul-18	1,996	2,815	2,073	493	1,142	191	56	165
Aug-18	1,985	2,669	1,795	505	1,125	171	45	173
Sep-18	1,906	2,596	1,761	498	1,155	159	88	173
Oct-18	1,967	2,647	1,734	514	1,202	222	63	201
Nov-18	1,994	2,620	1,675	511	1,176	178	75	222
Dec-18	1,869	2,450	1,496	481	1,074	160	79	165
Jan-19	1,768	2,444	1,543	489	1,044	170	66	141
Feb-19	1,914	2,531	1,519	509	1,093	167	62	136
Mar-19	1,816	2,537	1,565	478	1,066	165	75	149
Apr-19	1,877	2,595	1,557	505	1,075	188	123	130
May-19	1,964	2,668	1,553	506	1,115	146	89	145
Jun-19	1,989	2,733	1,626	519	1,140	184	69	146
Jul-19	2,164	2,814	1,645	502	1,175	134	71	190
Aug-19	2,218	2,922	1,708	502	1,185	196	70	192
Sep-19	2,211	2,873	1,762	516	1,191	201	64	209
Oct-19	2,168	3,063	1,771	513	1,104	183	70	212
Nov-19	2,323	3,090	1,740	515	1,159	192	54	233
Dec-19	2,318	3,359	1,759	543	1,161	167	67	238
Jan-20	2,321	3,188	1,805	534	1,189	189	65	212
Feb-20	2,400	3,063	1,974	521	1,216	184	65	239
Mar-20	2,595	3,073	1,858	516	1,183	199	92	220
Apr-20	2,456	3,261	1,641	499	1,092	177	72	241
May-20	2,062	2,962	1,565	485	1,006	149	65	243
Jun-20	2,423	2,933	1,931	578	1,173	193	83	234
Jul-20	2,648	3,335	2,224	653	1,452	212	101	248
Aug-20	2,917	4,030	2,700	740	1,719	294	101	265
Sep-20	3,201	3,638	3,012	931	2,019	242	112	301
Oct-20	3,213	3,332	3,126	892	2,230	332	112	300
Nov-20	3,213	3,869	3,085	815	2,230	250	129	268
Dec-20	3,448	4,576	3,227	866	2,409	251	97	322
Jan-21	3,442	4,916	3,472	949	2,590	257	117	324
Feb-21	3,300	4,804	3,418	1,090	2,500	280	150	287
Mar-21	3,541	4,590	3,101	993	2,356	260	131	319
Apr-21	3,498	4,707	3,098	948	2,179	256	119	297
May-21	3,451	4,598	2,991	886	2,274	247	108	290
Jun-21	3,379	4,352	2,706	891	1,926	239	138	324
Jul-21	3,243	4,067	2,615	799	1,911	220	109	334
Aug-21	2,923	3,894	2,654	712	1,798	198	89	284
Sep-21	2,846	3,200	2,624	741	1,921	218	77	254
Oct-21	2,744	3,239	2,453	691	1,608	197	72	228
Nov-21	2,783	3,647	2,415	699	1,615	176	91	267
Dec-21	2,695	3,608	2,363	664	1,849	194	72	259
Jan-22	2,702	3,676	2,146	669	1,675	166	65	294
Feb-22	2,323	3,504	2,040	621	1,662	166	62	201
Mar-22	2,493	3,483	2,100	616	1,711	155	62	291
Apr-22	2,366	3,342	2,118	623	1,636	158	58	309
May-22	2,388	3,397	2,116	614	1,558	173	74	326
Jun-22	2,192	3,218	2,083	591	1,451	175	74	294
Jul-22	2,073	2,842	1,749	566	1,385	164	74	287
Aug-22	2,087	3,147	2,010	571	1,532	208	83	307
Sep-22	2,007	2,925	1,840	522	1,349	157	82	273
Oct-22	1,987	2,820	1,850	529	1,331	134	72	265
Nov-22	1,898	2,669	1,763	509	1,266	157	61	208
Dec-22	1,940	2,546	1,735	539	1,185	159	64	192
Jan-23	1,780	2,416	1,693	524	1,205	148	70	238
Feb-23	1,841	2,306	1,693	482	1,126	146	70	253
Mar-23	2,190	2,608	1,881	570	1,287	161	75	246
Apr-23	2,219	2,638	1,846	588	1,354	163	71	225
May-23	2,499	2,823	1,910	592	1,407	163	68	265
Jun-23	2,352	3,003	1,924	594	1,378	154	45	301
Jul-23	2,183	2,830	1,672	548	1,259	158	48	208
Aug-23	2,296	2,894	1,682	605	1,214	136	54	217
Sep-23	2,079	3,068	1,764	625	1,260	132	50	241
Oct-23	2,505	3,187	1,753	629	1,357	220	69	254
Nov-23	2,384	3,225	1,942	651	1,421	145	68	290

New loan commitments to owner-occupier first home buyers (seasonally adjusted), number, by state

[" ","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

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Data downloads

Download all (262.4 KB)

Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values
Download xlsx [72.96 KB]
Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values
Download xlsx [259.9 KB]

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Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [109.12 KB]
Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [104.31 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [69.11 KB]
Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [69.16 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [68.93 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [67.86 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [68.48 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [66.53 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [70.26 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [71.03 KB]

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Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [66.61 KB]
Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [102.84 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [58.64 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [58.5 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [58.33 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [57.76 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [58.02 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [57.72 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [67.13 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [67.63 KB]

Download all (245.99 KB)

Housing Finance - First home buyers

Data files

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values
Download xlsx [58.15 KB]
Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [146.75 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [57.31 KB]

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

Download xlsx [45.73 KB]

Download all (135.36 KB)

Personal Finance

Data files

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [90.44 KB]
Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values
Download xlsx [55.19 KB]

Download all (454.06 KB)

Business Finance

Data files

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [80.5 KB]
Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [100.13 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [74.7 KB]
Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [58.15 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [71.28 KB]
Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [59.92 KB]
Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [51.25 KB]

Data cubes

Data files

Download xlsx [142.83 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending Indicators methodology, November 2023

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APA

Lending indicators

APA

Key statistics

Value of new borrower-accepted loan commitments (seasonally adjusted)

Important data quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in Personal finance

Personal finance data quality

Housing finance

Personal finance

Business finance

Housing finance (detailed)

Value of new loan commitments by purpose (seasonally adjusted)

Number of new loan commitments by purpose (seasonally adjusted)

First home buyers

Additional information

New loan commitments to owner-occupier first home buyers (original), number

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total housing; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total housing; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total housing excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - First home buyers

Table 23. Households; Housing finance; First home buyers; By state; New loan commitments; Numbers and values

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Table 28. Households; Personal finance; Revolving credit; New loan commitments; Values

Business Finance

Table 29. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 35. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

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Methodology

Media releases

Owner-occupier loans rose 10.1% through the year to November

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